Orange County property record for 6965 Swinscoe Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,380 sqft · built 2007 |
| Lot Size | 0.279 acres (12,164 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Aug 2019) |
| Tax Bill | $5,553 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-27-5430-05-020 |
| Primary APN | 26-23-27-5430-05-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 2,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,164 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6965 SWINSCOE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PHASE 3 66/64 LOT 502 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | LAKES OF WINDERMERE PH 3 |
| Legal Phase | 3 |
| Legal Tract | 5430 |
| Legal Block | 5 |
| Legal Lot Number | 502 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 17112 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6965 SWINSCOE LN, WINDERMERE, FL 34786-6678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI TRUSTCO BK |
| Aug 21, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | May 10, 2007 · Amount on Record |
| Deed Document Number | 2019520431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6965 SWINSCOE LN, WINDERMERE, FL 34786-6678 |
| Document Number | 0000598902 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6965 SWINSCOE LN WINDERMERE FL 347866678, WINDERMERE, FL 34786-6678 |
| Document Number | 0000598902 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 598902 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 21, 2019 |
| Property Address | 6965 SWINSCOE LN, WINDERMERE, FL 34786-6678 |
| Document Number | 0000520431 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 520431 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6965 SWINSCOE LN WINDERMERE FL 347866678, WINDERMERE, FL 34786-6678 |
| Document Number | 520432 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 520432 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,531 (+2.7%) | $508,990 (-7.79%) Land $125,000 Building $383,990 | |
| 2025 | $5,553.00 (+5.31%) Homeowner's exemption | $341,315 (+5.99%) | $551,990 (+16.77%) Land $125,000 Building $426,990 |
| 2024 | $5,273.00 (+7.61%) | ||
| 2023 | $4,900.00 (+4.01%) Homeowner's exemption | $322,035 (+3%) | $472,734 (+24.14%) Land $110,000 Building $362,734 |
| 2022 | $4,711.00 Homeowner's exemption | $312,655 | $380,815 Land $100,000 Building $280,815 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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