Orange County property record for 6964 Swinscoe Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,853 sqft · built 2007 |
| Lot Size | 0.221 acres (9,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,600 (Jun 2007) |
| Tax Bill | $4,519 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-27-5430-05-220 |
| Primary APN | 26-23-27-5430-05-220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,853 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 2,853 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,613 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 602 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6964 SWINSCOE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PHASE 3 66/64 LOT 522 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | LAKES OF WINDERMERE PH 3 |
| Legal Phase | 3 |
| Legal Tract | 5430 |
| Legal Block | 5 |
| Legal Lot Number | 522 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 17112 |
6964 Swinscoe Ln is owned and occupied by an individual who acquired it in April 2016.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6964 SWINSCOE LN, WINDERMERE, FL 34786-6677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Feb 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2007 · Amount on File |
| Deed Sale | Jun 20, 2007 · Amount on File |
| Deed Document Number | 2007404299 |
| Deed Book / Page | 9312 / 3578 |
| Last Transfer Date | Apr 5, 2016 |
| Transfer Doc | 0000060138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6964 SWINSCOE LN, WINDERMERE, FL 34786-6677 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6964 SWINSCOE LN, WINDERMERE, FL 34786-6677 |
| Document Number | 0000708378 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 20220708378 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 6964 SWINSCOE LN, WINDERMERE, FL 34786-6677 |
| Document Number | 0000060138 |
| Instrument Date | Apr 5, 2016 |
| Instrument | 60138 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6964 SWINSCOE LN WINDERMERE FL 347866677, WINDERMERE, FL 34786-6677 |
The 2025 property tax bill for 6964 Swinscoe Ln was $4,519, up 5.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,735 (+2.7%) | $537,970 (-8.37%) Land $125,000 Building $412,970 | |
| 2025 | $4,519.00 (+5.91%) Homeowner's exemption | $277,249 | $587,110 Land $125,000 Building $462,110 |
| 2024 | $4,267.00 (+7.67%) | ||
| 2023 | $3,963.00 (+4.34%) Homeowner's exemption | $261,587 (+3%) | $517,094 (+25.96%) Land $110,000 Building $407,094 |
| 2022 | $3,798.00 Homeowner's exemption | $253,968 | $410,513 Land $100,000 Building $310,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6964 Swinscoe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6964 Swinscoe Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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