6965 Hwy BB, Union, MO 63084 Property Records

Franklin County property record for 6965 Hwy BB, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,544 sqft · built 1960
Lot Size	5.9 acres (257,004 sqft)
Owner	Individual Name on File
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-4-20.0-0-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`17-4-20.0-0-000-015.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	968 sqft

Exterior

Year Built	Built 1960
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	257,004 sqft (5.9 acres)
Shed	1 Shed
Utility Building	968 sqft

Location & Zoning

Street Address	6965 HIGHWAY BB
City	UNION
State	MO
Zip	63084-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NE NW,N OF HWY BB
Legal Range	01W
Legal Township	43
Legal Section	20
Legal Subdivision	APPLE TREE 02
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1045
Census Tract	800403

Owner

6965 Hwy BB is owned by an individual who acquired it in January 2020.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6995 HIGHWAY BB, UNION, MO 63084
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Jan 21, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2015
Deed Sale	May 5, 2015
Deed Document Number	0000006255
Last Transfer Date	Jan 21, 2020
Transfer Doc	0000000954
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	6965 HIGHWAY BB, UNION, MO 63084-2701
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002309441
Date	Aug 15, 2023
Instrument	2309441

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	6965 HIGHWAY BB, UNION, MO 63084-2701
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002117902
Date	Sep 22, 2021
Instrument	2117902

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	6965 HIGHWAY BB, UNION, MO 63084-2701
Document Number	0000000196
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6965 HIGHWAY BB UNION MO 630842701, UNION, MO 63084-2701

Mortgage

Document Number	0000000196
Date	Jan 6, 2021
Instrument	196

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 21, 2020
Property Address	6965 HIGHWAY BB, UNION, MO 63084-2701
Document Number	0000000954
Instrument Date	Jan 16, 2020
Instrument	954
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6965 HIGHWAY BB UNION MO 630842701, UNION, MO 63084-2701

Mortgage

Document Number	955
Date	Jan 21, 2020
Instrument	955

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6965 Hwy BB was $1,362.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00	$25,804	$136,440 Land $19,810 Building $116,630
2023	$1,282.00 (+6.39%)	$24,089	$127,450 Land $17,810 Building $109,640
2022	$1,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6965 Hwy BB in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6965 Hwy BB is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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