6963 Snead Ct, Middletown, MD 21769 Property Records

Frederick County property record for 6963 Snead Ct, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,648 sqft · built 2001
Lot Size	1.31 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$433,995 (Nov 2001)
Tax Bill	$11,019 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-163296`

Property Details

APN / Parcel Number

Primary APN	`03-163296`
Alternative APNs	`3163296` `163296`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,648 sqft Living Area
Gross Area	6,308 sqft
1st Floor Area	2,340 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,499 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Open Porch
Porch Area	228 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	163296
Street Address	6963 SNEAD CT
City	MIDDLETOWN
State	MD
Zip	21769-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17 PLAT 21 1.32 ACRES THE LEGENDS
Legal Subdivision	LEGENDS
Legal Lot Number	17
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2005
Census Tract	752603

Owner

6963 Snead Ct is owned and occupied by two individuals who bought it in November 2001.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6963 SNEAD CT, MIDDLETOWN, MD 21769-6615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Dec 1, 2017	Grant Deed, Transfer · Conventional with PMI FIRST MARINER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2001 · Amount on File
Deed Sale	Nov 19, 2001 · Amount on File
Prior Sale	Apr 23, 2001 · Amount on File
Deed Document Number	20018238
Deed Book / Page	2998 / 872
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6963 SNEAD CT, MIDDLETOWN, MD 21769-6615
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6963 SNEAD CT, MIDDLETOWN, MD 21769-6615

Mortgage

Document Number	0146030341
Date	Mar 1, 2021
Book Page	14603/341

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6963 SNEAD CT, MIDDLETOWN, MD 21769-6615
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131370296
Date	Aug 12, 2019
Book Page	13137/0296

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2039

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 1, 2017
Property Address	6963 SNEAD CT, MIDDLETOWN, MD 21769-6615
Document Number	0121590190
Book / Page	012159 / 000190
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6963 SNEAD CT MIDDLETOWN MD 217696615, MIDDLETOWN, MD 21769-6615

Mortgage

Document Number	121590196
Date	Dec 1, 2017
Book Page	012159/000196

Lender

Name	FIRST MARINER BK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6963 Snead Ct was $11,019.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,000,700 Land $154,800 Building $845,900	$1,000,700 Land $154,800 Building $845,900
2025	$11,019.00
2023	$7,972.00	$667,600 Land $154,800 Building $512,800	$667,600 Land $154,800 Building $512,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6963 Snead Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6963 Snead Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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