6960 Snead Ct, Middletown, MD 21769 Property Records

Frederick County property record for 6960 Snead Ct, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,614 sqft · built 2003
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Mar 2010)
Tax Bill	$8,870 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-162273`

Property Details

APN / Parcel Number

Primary APN	`03-162273`
Alternative APNs	`3162273` `162273`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,614 sqft Living Area
Gross Area	6,274 sqft
1st Floor Area	2,345 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	53,579 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	63 sqft
Deck Area	374 sqft
Patio Area	1,027 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	162273
Street Address	6960 SNEAD CT
City	MIDDLETOWN
State	MD
Zip	21769-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 PLAT 26 1.23 ACRES THE LEGENDS
Legal Subdivision	LEGENDS 26
Legal Lot Number	22
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2005
Census Tract	752603

Owner

6960 Snead Ct is owned and occupied by two individuals who bought it in March 2010.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6960 SNEAD CT, MIDDLETOWN, MD 21769-6613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
May 11, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2010 · Amount on File
Deed Sale	Mar 10, 2010 · Amount on File
Prior Sale	Mar 10, 2010 · Amount on File
Deed Document Number	2010863
Deed Book / Page	7737 / 357
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6960 SNEAD CT, MIDDLETOWN, MD 21769-6613
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6960 SNEAD CT, MIDDLETOWN, MD 21769-6613

Mortgage

Document Number	0148500086
Date	May 6, 2021
Book Page	14850/86

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6960 SNEAD CT, MIDDLETOWN, MD 21769-6613
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164350271
Date	May 11, 2023
Book Page	16435/271

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6960 SNEAD CT, MIDDLETOWN, MD 21769-6613
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116700009
Date	Feb 15, 2017
Book Page	11670/0009
Instrument	11670-0009

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6960 SNEAD CT, MIDDLETOWN, MD 21769-6613
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134100436
Date	Dec 19, 2019
Book Page	13410/0436

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6960 Snead Ct was $8,870 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$943,600 Land $153,400 Building $790,200	$943,600 Land $153,400 Building $790,200
2025	$8,870.00
2023	$7,668.00 Homeowner's exemption	$641,700 Land $153,400 Building $488,300	$641,700 Land $153,400 Building $488,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6960 Snead Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6960 Snead Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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