696 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 696 Shore Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,240 sqft · built 1969
Lot Size0.064 acres (2,800 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jun 2026)
Tax Bill$1,585 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN01-131672

Property Details

APN / Parcel Number

Primary APN01-131672
Alternative APNs
  • 1131672
  • 131672

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Total Area
Utility Area70 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,800 sqft (0.064 acres)
Lot Dimensions140 ft deep x 20 ft wide

Exterior Amenities

PorchPorch
Porch Area117 sqft
Deck Area144 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number131672
Street Address696 SHORE DR
CityJOPPA
StateMD
Zip21085-4531
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 15 BK 26 20X140 696 SHORE DRIVE RUMSEY ISL P 19 P 21/35
Legal SubdivisionJOPPATOWNE
Legal Block26
Legal Lot Number15
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address696 SHORE DR, JOPPA, MD 21085-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2026 · Amount on Record
Deed SaleJun 23, 2026 · Amount on Record
Prior SaleJan 5, 1990 · Amount on Record
Deed Document Number2026
Deed Book / Page17179 / 83
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 23, 2026
Property Address696 SHORE DR, JOPPA, MD 21085-4531
Document Number1717000083
Book / Page17179 / 83
Instrument DateMay 26, 2026
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267,650.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 SHORE DR, JOPPA, MD 21085-4531

Mortgage

Document Number1717000093,
DateJun 23, 2026
Book Page17179/93
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address696 SHORE DR, JOPPA, MD 21085-4531
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyUNKNOWN, CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 SHORE DR, JOPPA, MD 21085-4531

Mortgage

Document Number0169730148
DateJan 20, 2026
Book Page16973/148
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 23, 2046

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,567 (+6.45%)$175,600 (-) Land $46,000 Building $129,600
2025$1,585.00 (+6.66%) Homeowner's exemption$155,533 (+10.36%)$175,600 (+20.69%) Land $46,000 Building $129,600
2023$140,933$145,500 Land $46,000 Building $99,500
2022$1,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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