1. Home
  2. Maryland
  3. Harford County
  4. Joppa
  5. Shore Dr

686 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 686 Shore Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,440 sqft · built 1969
Lot Size0.064 acres (2,800 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Aug 2018)
Tax Bill$1,658 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-131532

Property Details

APN / Parcel Number

Primary APN01-131532
Alternative APNs
  • 1131532
  • 131532

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Total Area
Utility Area70 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,800 sqft (0.064 acres)
Lot Dimensions140 ft deep x 20 ft wide
PorchSlab
Porch Area60 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number131532
Street Address686 SHORE DR
CityJOPPA
StateMD
Zip21085-4531
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 20 BK 26 2800 SF 686 SHORE DRIVE RUMSEY ISLAND PT 21/35
Legal SubdivisionRUMSEY ISLAND
Legal Block26
Legal Lot Number20
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County records · APN 01-131532

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address686 SHORE DR, JOPPA, MD 21085-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST WASHINGTON MORTGAGE
Aug 10, 2018Deed, Transfer · FHA Mortgage
FIRST WASHINGTON MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleJan 05, 2012 · Amount on Record
Deed Book / Page12935 / 490
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address686 SHORE DR, JOPPA, MD 21085-4531
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyATG TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144730434
DateFeb 08, 2021
Book Page14473/434
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
AddressWASHINGTON, DC 20007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 10, 2018
Property Address686 SHORE DR, JOPPA, MD 21085-4531
Document Number0129350490
Book / Page12935 / 0490
Map ReferenceLB GRG21 FO35
Instrument DateJun 25, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 SHORE DR, JOPPA, MD 21085-4531

Mortgage

Document Number0012935495
DateAug 10, 2018
Instrument12935/495
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$170,467 (+15.73%)$179,600 (+18%) Land $46,000 Building $133,600
2025$1,658.00 (+6.83%)
2023$147,300$152,200 Land $46,000 Building $106,200
2022$1,552.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 493 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Shore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures