696 S 3rd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 696 S 3rd Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Apr 2022)
Tax Bill	$9,109 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 169.56-3103-19`

Property Details

APN / Parcel Number

Primary APN	`550800 169.56-3103-19`
Alternative APNs	`080016905631030190000000` `081940`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	081940
Street Address	696 S 3RD AVE
City	MOUNT VERNON
State	NY
Zip	10550-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF KINGSBRIDGE GARDENS
Legal Block	3103
Legal Lot Number	19.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2020
Census Tract	2600

Owner

696 S 3rd Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	696 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage NEW YORK STATE AFFORDABLE HOUSING CORP
Apr 12, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage UNMB HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Dec 13, 2001 · Amount on File
Deed Document Number	20223887
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	696 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 S 3RD ST, MOUNT VERNON, WA 98273-3826

Mortgage

Document Number	0632493669
Date	Sep 12, 2023
Instrument	632493669

Lender

Name	NEW YORK STATE AFFORDABLE HOUSING CORP
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 12, 2022
Property Address	696 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Document Number	0620813887
Map Reference	MAP 2359
Instrument Date	Mar 23, 2022
Instrument	620813887
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	NATIONAL STANDARD ABSTRACT LLC, NATIONAL STANDARD ABSTRACT L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 S 3RD AVE, 696, MOUNT VERNON, NY 10550-4947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 CARPENTER AVE, BRONX, NY 10470-1015

Mortgage

Document Number	0620963709
Date	Apr 12, 2022
Instrument	620963709

Lender

Name	UNMB HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 696 S 3rd Ave was $9,109, down 31.3% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,109.00 (-31.34%)
2025	$13,267.00	$5,300 (-) Land $1,400 Building $3,900	$294,445 (+6.67%) Land $77,778 Building $216,667
2024		$5,300 (-) Land $1,400 Building $3,900	$276,042 (-10.94%) Land $72,917 Building $203,125
2023		$5,300 Land $1,400 Building $3,900	$309,941 Land $81,871 Building $228,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 696 S 3rd Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 696 S 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Optimum, Spectrum, T-Mobile.

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