692 S 3rd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 692 S 3rd Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2019)
Tax Bill	$12,375 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.56-3103-17`

Property Details

APN / Parcel Number

Primary APN	`550800 169.56-3103-17`
Alternative APNs	`080016905631030170000000` `081920`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	081920
Street Address	692 S 3RD AVE
City	MOUNT VERNON
State	NY
Zip	10550-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF KINGSBRIDGE GARDENS
Legal Block	3103
Legal Lot Number	17.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2020
Census Tract	2600

Owner

692 S 3rd Ave is owned and occupied by an individual who bought it in May 2019.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 28, 2019	Deed, Transfer ABSOLUTE TITLE AGENCY LLC
Feb 12, 2019	Loan Modification, Mortgage · Conventional Mortgage SK MTG HOLDINGS LP
Mar 14, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SK MTG HOLDINGS LP
Feb 16, 2018	Grant Deed, Transfer NEW WAY ABSTRACT CORPORATION
Jan 12, 2018	Grant Deed, Transfer NEW WAY ABSTRACT CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	2019591213144
Prior Transfer Date	Oct 26, 1994
Prior Transfer Doc	0011829031
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947

Mortgage

Document Number	0622273645
Date	Aug 15, 2022
Instrument	622273645

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jun 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Transaction Type	Mortgage
Record Updated	Jul 6, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947

Mortgage

Document Number	0621793802
Date	Jun 29, 2022
Instrument	621793802

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2049

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 28, 2019
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Document Number	0591213144
Map Reference	MAP 2359
Instrument Date	May 3, 2019
Instrument	591213144
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ABSOLUTE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 CASTLE HILL AVE, 1018, BRONX, NY 10472-6304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 SUMMIT AVE, MOUNT VERNON, NY 10552-3310

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Document Number	0590703349
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NEW WAY ABSTRACT CORPORATION, NEW WAY ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	692 S 3RD AVE MOUNT VERNON NY 105504947, MOUNT VERNON, NY 10550-4947

Mortgage

Document Number	0590703349
Date	Mar 14, 2019
Book Page	059070/003349

Lender

Name	SK MTG HOLDINGS LP
Address	19496 BAY VIEW RD, BOCA RATON, FL 33434-5101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 14, 2019
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Book / Page	059070 / 003340
Instrument Date	Feb 12, 2019
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	NEW WAY ABSTRACT CORPORATION, NEW WAY ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	692 S 3RD AVE MOUNT VERNON NY 105504947, MOUNT VERNON, NY 10550-4947

Mortgage

Document Number	0590703340
Date	Mar 14, 2019
Book Page	059070/003340

Lender

Name	SK MTG HOLDINGS LP
Address	19496 BAY VIEW RD, BOCA RATON, FL 33434-5101

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2020

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 16, 2018
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Document Number	0580393487
Book / Page	058039 / 003487
Instrument Date	Jan 29, 2018
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	NEW WAY ABSTRACT CORPORATION

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	19496 BAY VIEW RD BOCA RATON FL 334345101, BOCA RATON, FL 33434-5101

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 12, 2018
Property Address	692 S 3RD AVE, MOUNT VERNON, NY 10550-4947
Document Number	0573393375
Book / Page	057339 / 003375
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	NEW WAY ABSTRACT CORPORATION

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1018 CASTLE HILL AVE BRONX NY 104726304, BRONX, NY 10472-6304

Tax Assessment & Valuation

The 2026 property tax bill for 692 S 3rd Ave was $12,375, down 88.2% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,375.00 (-88.2%)
2025	$104,830.00	$7,200 (-) Land $800 Building $6,400	$400,000 (+6.67%) Land $44,444 Building $355,556
2024		$7,200 (-) Land $800 Building $6,400	$375,000 (-10.94%) Land $41,667 Building $333,333
2023		$7,200 Land $800 Building $6,400	$421,053 Land $46,784 Building $374,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 692 S 3rd Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 692 S 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Optimum, Spectrum, T-Mobile.

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