696 Echo Lake Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 696 Echo Lake Rd, Bigfork, MT 59911

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,342 (2026)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0773615`

Property Details

APN / Parcel Number

Primary APN	`R0773615`
Alternative APNs	`07-3836-08-4-01-03-0000` `0000538150`

Exterior

Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	285 ft deep x 125 ft wide

Location & Zoning

Account Number	0000538150
Street Address	696 ECHO LAKE RD
City	BIGFORK
State	MT
Zip	59911-6132
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ECHO AC ADD 2 891, S08, T27 N, R19 W, LOT 98 N125', ASSR #0000538150
Legal Range	19W
Legal Township	27N
Legal Section	08
Legal Subdivision	ECHO AC ADD 2
Legal Lot Number	98
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2026
Census Tract	1305

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	696 ECHO LAKE RD, BIGFORK, MT 59911-6132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Transfer on Death Deed, Transfer
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2010
Deed Sale	Apr 28, 2010
Deed Document Number	20109814
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000040556
Record Updated	Oct 29, 2026

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 22, 2021
Property Address	696 ECHO LAKE RD, BIGFORK, MT 59911-6132
Document Number	202100040556
Instrument Date	Nov 22, 2021
Instrument	202100040556
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 ECHO LAKE RD, 696, BIGFORK, MT 59911-6132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 12, 2021
Property Address	696 ECHO LAKE RD, BIGFORK, MT 59911-6132
Document Number	202100039563
Instrument Date	Nov 9, 2021
Instrument	202100039563
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	696 ECHO LAKE RD, BIGFORK, MT 59911-6132

Mortgage

Document Number	202100039593
Date	Nov 12, 2021
Instrument	202100039593

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,342.00 (+148.52%)	$200,000 (-)
2025	$540.00 (-85.73%)	$200,000 (-67.08%)	$200,000 (-67.08%) Land $200,000
2023	$3,784.00	$607,500	$607,500 Land $607,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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