Flathead County property record for 692 Echo Lake Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,889 sqft · built 1981 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,559 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer May 2021 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | R0773746 |
| Primary APN | R0773746 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| 1st Floor Area | 1,889 sqft |
| Basement Area | 1,865 sqft |
| Finished Basement | 1,865 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 245 ft deep x 223 ft wide |
| Garage Type | Detached |
| Garage Area | 948 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 1,515 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000542901 |
|---|---|
| Street Address | 692 ECHO LAKE RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO AC ADD 2, S08, T27 N, R19 W, LOT 097 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 08 |
| Legal Subdivision | ECHO AC ADD 2 |
| Legal Lot Number | 97 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1305 |
692 Echo Lake Rd is owner-occupied and held in a trust since December 2023.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 692 ECHO LAKE RD, BIGFORK, MT 59911-6132 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2023 | Intrafamily Transfer, Transfer |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Apr 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2023 |
| Transfer Doc | 0000021796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 7, 2023 |
| Property Address | 692 ECHO LAKE RD, BIGFORK, MT 59911-6132 |
| Document Number | 202300021796 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 202300021796 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 692 ECHO LAKE RD, BIGFORK, MT 59911-6132 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 692 ECHO LAKE RD, BIGFORK, MT 59911-6132 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100018264 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 202100018264 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 692 ECHO LAKE RD, BIGFORK, MT 59911-6132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900006799 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 201900006799 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 692 Echo Lake Rd was $6,559.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Bigfork High School District (09 - 12) |
| Elementary School District | Swan River Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,559.00 | $1,718,600 | |
| 2025 | $1,718,600 Land $935,100 Building $783,500 | ||
| 2023 | $7,166.00 | $1,150,355 | $1,150,355 Land $595,275 Building $555,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 692 Echo Lake Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 692 Echo Lake Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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