696 Celestial Cir, Clayton, GA 30525 Property Records

Rabun County property record for 696 Celestial Cir, Clayton, GA 30525

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,739 sqft · built 2004
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2020)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-033MM`

Property Details

APN / Parcel Number

Primary APN	`053-033MM`
Alternative APN	`17800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,739 sqft Heated Area
1st Floor Area	1,738 sqft
Basement Area	1,001 sqft
Finished Basement	1,001 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Area	724 sqft

Exterior Amenities

Porch	Slab
Porch Area	253 sqft
Deck Area	176 sqft
Patio Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	17800
Street Address	696 CELESTIAL CIR
City	CLAYTON
State	GA
Zip	30525-5996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 33
Legal Subdivision	MOUNTAIN CREEK EST
Legal Lot Number	33
Jurisdiction	RABUN GA
Township / Civil Division	TIGER
Census Block Group	1
Census Block	1003
Census Tract	970302

Owner

696 Celestial Cir is owned and occupied by two individuals who bought it in October 2020.

Source: Rabun County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	696 CELESTIAL CIR, CLAYTON, GA 30525-5996
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Grant Deed, Transfer · Conventional Mortgage CARDINAL FIN'L
Nov 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 30, 2018	Warranty Deed, Transfer
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	20201687
Deed Book / Page	V47 / 366
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RABUN GA
Recording Date	Oct 16, 2020
Property Address	696 CELESTIAL CIR, CLAYTON, GA 30525-5996
Document Number	000V470366
Book / Page	000V47 / 000366
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	696 CELESTIAL CIR CLAYTON GA 305255996, CLAYTON, GA 30525-5996

Mortgage

Document Number	V470368
Date	Oct 16, 2020
Book Page	000V47/000368

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	696 CELESTIAL CIR, CLAYTON, GA 30525-5996
Document Number	000V460596
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	696 CELESTIAL CIR CLAYTON GA 305255996, CLAYTON, GA 30525-5996

Mortgage

Document Number	000V460596
Date	Nov 25, 2019
Book Page	000V46/000596

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Jul 30, 2018
Property Address	696 CELESTIAL CIR, CLAYTON, GA 30525-5996
Document Number	000J450132
Book / Page	J45 / 132
Instrument Date	Jul 30, 2018
Instrument	2018-001267
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 CELESTIAL CIR, 696, CLAYTON, GA 30525-5996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 CELESTIAL CIR, CLAYTON, GA 30525-5996

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Jul 30, 2018
Property Address	696 CELESTIAL CIR, CLAYTON, GA 30525-5996
Document Number	000J450130
Book / Page	J45 / 130
Instrument Date	Jul 30, 2018
Instrument	2018-001257
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 SILVER PEAK PKWY, SUWANEE, GA 30024-4020

Mortgage

Document Number	000J450000000134
Date	Jul 30, 2018
Book Page	0000000J45/0000000134

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 696 Celestial Cir was $2,648 with a homeowner's exemption.

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 Homeowner's exemption	$171,787 Land $16,800 Building $154,987	$429,468 Land $42,000 Building $387,468
2023	$2,594.00 (-5.16%) Homeowner's exemption	$143,757 (+3%) Land $16,800 Building $126,957	$359,392 (+3%) Land $42,000 Building $317,392
2022	$2,735.00 Homeowner's exemption	$139,567 Land $16,800 Building $122,767	$348,918 Land $42,000 Building $306,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 696 Celestial Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2004–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 696 Celestial Cir is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Celestial Cir

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