565 Celestial Cir, Clayton, GA 30525 Property Records

Rabun County property record for 565 Celestial Cir, Clayton, GA 30525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2020
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-033M`

Property Details

APN / Parcel Number

Primary APN	`053-033M`
Alternative APN	`17559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	1,920 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Garage Area	576 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	17559
Street Address	565 CELESTIAL CIR
City	CLAYTON
State	GA
Zip	30525-6372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 11
Legal Subdivision	MOUNTAIN CREEK EST
Legal Lot Number	11
Jurisdiction	RABUN GA
Township / Civil Division	TIGER
Census Block Group	1
Census Block	1002
Census Tract	970302

Owner

Source: Rabun County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	565 CELESTIAL CIR, CLAYTON, GA 30525-6372
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Limited Warranty Deed, Transfer
Oct 26, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Oct 9, 2020	Grant Deed, Transfer · VA Mortgage HOMESTAR FIN'L
Jan 9, 2020	Deed of Trust, Construction Loan · Construction Mortgage RABUN CNTY BK
Dec 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025
Deed Sale	Oct 14, 2025
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Book / Page	J52 / 660
Prior Transfer Date	Oct 12, 2025
Prior Transfer Doc	000J520660
Record Updated	Jun 8, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Oct 14, 2025
Property Address	565 CELESTIAL CIR, CLAYTON, GA 30525-6372
Document Number	000J520660
Book / Page	J52 / 660
Instrument Date	Oct 12, 2025
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 CELESTIAL CIR, CLAYTON, GA 30525-6372

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	565 CELESTIAL CIR, CLAYTON, GA 30525-6372
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CELESTIAL

Mortgage

Document Number	000E490000000208
Date	Oct 26, 2021
Book Page	0000000E49/0000000208

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RABUN GA
Recording Date	Oct 9, 2020
Property Address	565 CELESTIAL CIR, CLAYTON, GA 30525
Document Number	000U470915
Book / Page	000U47 / 000915
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 CELESTIAL CIR CLAYTON GA 30525, CLAYTON, GA 30525

Mortgage

Document Number	U470917
Date	Oct 9, 2020
Book Page	000U47/000917

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Recording Date	Jan 9, 2020
Property Address	565 CELESTIAL CIR, CLAYTON, GA 30525
Document Number	000Y460828
Book / Page	000Y46 / 000828
Instrument Date	Jan 7, 2020
Transaction Type	Construction Loan
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Y460828
Date	Jan 9, 2020
Book Page	000Y46/000828

Lender

Name	RABUN CNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Dec 2, 2019
Property Address	565 CELESTIAL CIR, CLAYTON, GA 30525
Document Number	000W460056
Book / Page	000W46 / 000056
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,845.00 (+1.79%)	$177,267 (+16.04%) Land $14,000 Building $163,267	$443,168 (+16.04%) Land $35,000 Building $408,168
2023	$2,795.00 (-3.75%)	$152,758 (+3.09%) Land $14,000 Building $138,758	$381,896 (+3.09%) Land $35,000 Building $346,896
2022	$2,904.00	$148,186 Land $14,000 Building $134,186	$370,464 Land $35,000 Building $335,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2004–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGWOOD WATER SYSTEM private · serves 575 people · EPA ID GA2410006
Water Source	Purchased surface water from RABUN COUNTY WATER & SEWER AUTHORITY
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Celestial Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures