Charles County property record for 6955 Rustic Acres Pl, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,322 sqft · built 2016 |
| Lot Size | 3.08 acres (134,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,975 (May 2016) |
| Tax Bill | $20,954 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-355199 |
| Primary APN | 04-355199 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 2,922 sqft |
| 1st Floor Area | 1,482 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 134,252 sqft |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 355199 |
|---|---|
| Street Address | 6955 RUSTIC ACRES PL |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 3 3.082 AC KUMBAR SUB |
| Legal Subdivision | KUMBAR SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 4, ALLENS FRESH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 851301 |
6955 Rustic Acres Pl is owned and occupied by two individuals who bought it in May 2016.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1317 LEICESTER DR, LA PLATA, MD 20646-3550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on File |
| Deed Sale | May 11, 2016 · Amount on File |
| Deed Book / Page | 9344 / 505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6955 RUSTIC ACRES PL, LA PLATA, MD 20646-4562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0121110147 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 12111/147 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 6955 Rustic Acres Pl was $20,954 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,200 Land $150,400 Building $385,800 | $536,200 Land $150,400 Building $385,800 | |
| 2025 | $20,954.00 | ||
| 2023 | $7,657.00 Homeowner's exemption | $434,100 Land $140,400 Building $293,700 | $434,100 Land $140,400 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6955 Rustic Acres Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6955 Rustic Acres Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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