6954 Rustic Acres Pl, La Plata, MD 20646 Property Records

Charles County property record for 6954 Rustic Acres Pl, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,560 sqft · built 2020
Lot Size	3.08 acres (134,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$634,000 (Oct 2022)
Tax Bill	$23,728 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-355198`

Property Details

APN / Parcel Number

Primary APN	`04-355198`
Alternative APN	`355198`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,483 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,154 sqft
Basement Area	923 sqft
Finished Basement	923 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	134,295 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	355198
Street Address	6954 RUSTIC ACRES PL
City	LA PLATA
State	MD
Zip	20646-4562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 2 3.083 AC KUMBAR SUB
Legal Subdivision	KUMBAR SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2026
Census Tract	851301

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Special Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Oct 6, 2021	Special Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Sep 2, 2020	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Book / Page	12745 / 473
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 20, 2022
Property Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562
Document Number	0127450473
Book / Page	12745 / 473
Map Reference	MB 60 FO 17
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9250 PENNS HILL RD, 9250, LA PLATA, MD 20646-4574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562

Mortgage

Document Number	0012745481
Date	Oct 20, 2022
Instrument	12745/481

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 6, 2021
Property Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562
Document Number	0121180486
Book / Page	12118 / 486
Map Reference	MB 60 FO 17
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2550 HUNTINGTON AVE APT 122, 2550, ALEXANDRIA, VA 22303-1571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562

Mortgage

Document Number	12118494
Date	Oct 6, 2021
Instrument	12118/494

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 2, 2020
Property Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562
Document Number	0113000047
Book / Page	11300 / 47
Map Reference	MB 60 FO 17
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,674.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6954 RUSTIC ACRES PL, LA PLATA, MD 20646-4562

Mortgage

Document Number	1130053
Date	Sep 2, 2020
Instrument	11300/53

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,700 (+29.93%) Land $150,400 Building $477,300	$627,700 (+29.93%) Land $150,400 Building $477,300
2025	$23,728.00 (+175.33%)
2023	$8,618.00	$483,100 Land $140,400 Building $342,700	$483,100 Land $140,400 Building $342,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rustic Acres Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures