6954 Cairo Liles Rd, Henderson, KY 42420 Property Records

Henderson County property record for 6954 Cairo Liles Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,452 sqft · built 1976
Lot Size	0.55 acres (24,000 sqft)
Owner	Individual Name on Record
Tax Bill	$608 (2025)
Deeds & Mortgages	May 2023 Sale Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-17`

Property Details

APN / Parcel Number

Primary APN	`49-17`
Alternative APNs	`43898` `52121`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,452 sqft Finished Area

Exterior

Year Built	Built 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,000 sqft (0.55 acres)
Lot Dimensions	125 ft deep x 192 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	52121
Street Address	6954 CAIRO LILES RD
City	HENDERSON
State	KY
Zip	42420-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	1
Census Block	1025
Census Tract	20901

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6954 CAIRO LILES RD, HENDERSON, KY 42420-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed, Transfer
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jun 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023
Deed Sale	May 19, 2023
Prior Sale	Jun 15, 2018
Deed Document Number	2023004561
Deed Book / Page	RE 667 / 241
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	May 19, 2023
Property Address	6954 CAIRO LILES RD, HENDERSON, KY 42420-9070
Document Number	0RE667/241
Book / Page	RE 667 / 241
Instrument Date	Apr 29, 2023
Instrument	2023004561
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	942 GRANDSTONE CT, LEBANON, OH 45036-8464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CAIRO LILES RD, HENDERSON, KY 42420-9070

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6954 CAIRO LILES RD, HENDERSON, KY 42420-9070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1282/285
Date	Mar 21, 2019
Book Page	MT 1282/285
Instrument	2019002853

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 15, 2018
Property Address	6954 CAIRO LILES RD, HENDERSON, KY 42420-9070
Document Number	RE0631/371
Book / Page	RE 0631 / 371
Instrument Date	May 4, 2018
Instrument	2018006281
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6954 CAIRO LILES RD, 6954, HENDERSON, KY 42420-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CAIRO LILES RD, HENDERSON, KY 42420-9070
Mail Care Of	SHIRLEY B SHELBY

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$608.00 (+31.89%) Homeowner's exemption	$99,000 (+19.71%)	$99,000 (+19.71%)
2023	$461.00 Homeowner's exemption	$82,700	$82,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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