6796 Cairo Liles Rd, Henderson, KY 42420 Property Records

Henderson County property record for 6796 Cairo Liles Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1978
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 1999)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-12`

Property Details

APN / Parcel Number

Primary APN	`49-12`
Alternative APNs	`52473` `6147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,798 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	52473
Street Address	6796 CAIRO LILES RD
City	HENDERSON
State	KY
Zip	42420-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	FORD STINSON
Legal Lot Number	4
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	1
Census Block	1025
Census Tract	20901

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6796 CAIRO LILES RD, HENDERSON, KY 42420-9075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY FCU
Jan 6, 2009	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
Dec 18, 2025	Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1999 · Amount on Record
Deed Sale	Jul 1, 1999 · Amount on Record
Deed Document Number	0000487720
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6796 CAIRO LILES RD, HENDERSON, KY 42420-9075
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1279/062
Date	Jan 22, 2019
Book Page	MT 1279/062
Instrument	2019000775

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 18, 2024

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6796 CAIRO LILES RD, HENDERSON, KY 42420-9075
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1491/801
Date	Jan 16, 2026
Book Page	MT1491/801
Instrument	2026000552

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	4401 THEATER DR, EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2055

Interest

Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6796 CAIRO LILES RD, HENDERSON, KY 42420-9075
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000101/751
Date	Jan 6, 2009
Book Page	101/751

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	HENDERSON, KY 42420

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 17, 2013

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 18, 2025
Property Address	6796 CAIRO LILES RD, HENDERSON, KY 42420-9075
Document Number	0RE687/769
Book / Page	RE687 / 769
Map Reference	PL 11 PG 448
Instrument Date	Dec 15, 2025
Instrument	2025012285
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6676 CAIRO LILES RD, HENDERSON, KY 42420-9074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6796 CAIRO LILES RD, HENDERSON, KY 42420-9075

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+82.64%)	$239,800 (+87.34%)	$239,800 (+87.34%)
2023	$1,486.00	$128,000	$128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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