Hamilton County property record for 695 Windings Ln, Cincinnati, OH 45220
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 4,751 sqft · built 1889 |
| Lot Size | 0.555 acres (24,177 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Sep 2008) |
| Tax Bill | $15,052 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-0068-0163-00 |
| Primary APN | 215-0068-0163-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 4,751 sqft Living Area |
| Gross Area | 5,389 sqft |
| 1st Floor Area | 1,640 sqft |
| 2nd Floor Area | 2,591 sqft |
| Basement Area | 1,158 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 24,177 sqft (0.555 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 695 WINDINGS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45220-1086 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 7 - 14.2857 % WINDINGS CONDOMINIUM PHASE II THE |
| Legal Subdivision | WINDINGS CONDOMINIUM PHASE II |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 7100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 695 WINDINGS LN, CINCINNATI, OH 45220-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2008 · Amount on Record |
| Deed Sale | Sep 25, 2008 · Amount on Record |
| Deed Document Number | 2008130709 |
| Deed Book / Page | 10959 / 449 |
| Prior Transfer Date | Aug 25, 1998 |
| Prior Transfer Doc | 0000120688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 695 WINDINGS LN, CINCINNATI, OH 45220-1086 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | PRODIGY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000083117 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 14454/2204 |
| Instrument | 2021-0083117 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,052.00 (+3.14%) | $245,000 (-) Land $44,100 Building $200,900 | $700,000 (-) Land $126,000 Building $574,000 |
| 2024 | $14,594.00 (-11.14%) | $245,000 (-9.13%) Land $44,100 Building $200,900 | |
| 2023 | $16,424.00 (+38.2%) | $269,623 (+54.07%) Land $44,100 Building $225,523 | $700,000 (+4%) Land $126,000 Building $574,000 |
| 2022 | $11,884.00 Homeowner's exemption | $175,000 Land $24,500 Building $150,500 | |
| 2020 | $500,000 Land $70,000 Building $430,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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