682 Windings Ln, Cincinnati, OH 45220 Property Records

Hamilton County property record for 682 Windings Ln, Cincinnati, OH 45220

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 3 ba · 3,281 sqft · built 1989
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2002)
Tax Bill	$11,286 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-0068-0153-00`

Property Details

APN / Parcel Number

Primary APN	`215-0068-0153-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,281 sqft Living Area
Gross Area	4,523 sqft
1st Floor Area	2,041 sqft
Basement Area	2,041 sqft
Finished Basement	1,240 sqft
Unfinished Basement	801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Fiberglass
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	162 ft deep x 74.6 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	682 WINDINGS LN
City	CINCINNATI
State	OH
Zip	45220-1083
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	PD
Legal Description	WINDINGS LANE 74.62 X 162.47 FT IRR LOT12 WINDINGS ON LAFAYETTE
Legal Subdivision	WINDINGS ON LAFAYETTE
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	7100

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	682 WINDINGS LN, CINCINNATI, OH 45220-1083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2002 · Amount on Record
Deed Sale	Jun 5, 2002 · Amount on Record
Prior Sale	Apr 4, 1994
Deed Document Number	2002110316
Deed Book / Page	8929 / 1803
Record Updated	Sep 20, 2026

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2022
Property Address	682 WINDINGS LN, CINCINNATI, OH 45220-1083
Document Number	0000038300
Book / Page	14646 / 2664
Map Reference	MB 281 PG 53&54
Instrument Date	Feb 9, 2022
Instrument	2022-0038300
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 WINDINGS LN, CINCINNATI, OH 45220-1083

Mortgage

Document Number	0000038301
Date	Apr 14, 2022
Book Page	14646/2667
Instrument	2022-0038301

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,286.00 (+3.12%) Homeowner's exemption	$193,897 (-) Land $41,895 Building $152,002	$553,990 (-) Land $119,700 Building $434,290
2024	$10,945.00 (-2.67%) Homeowner's exemption	$193,897 (-) Land $41,895 Building $152,002
2023	$11,245.00 (+23.53%) Homeowner's exemption	$193,897 (+35.68%) Land $41,895 Building $152,002	$553,990 (+35.68%) Land $119,700 Building $434,290
2022	$9,103.00 Homeowner's exemption	$142,905 Land $23,275 Building $119,630
2020			$408,300 Land $66,500 Building $341,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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