Bergen County and Ridgewood Village property record for 695 Terhune Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,857 sqft · built 1951 |
| Lot Size | 0.999 acres (43,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,278,888 (Dec 2025) |
| Tax Bill | $17,435 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 51-04707-0000-00031 |
| Primary APN | 51-04707-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,516 sqft (0.999 acres) |
| Lot Dimensions | 330 ft deep x 110 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 695 TERHUNE RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .999 AC |
| Legal Subdivision | BROOKFIELDS |
| Legal Block | 4707 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 47100 |
695 Terhune Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 TERHUNE RD, RIDGEWOOD, NJ 07450-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 31, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage BFF LENDING SERVICE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Nov 14, 2014 · Amount on File |
| Deed Document Number | 202591126 |
| Deed Book / Page | 5690 / 1676 |
| Prior Transfer Date | Oct 7, 2009 |
| Prior Transfer Doc | 0002831819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 695 TERHUNE RD, RIDGEWOOD, NJ 07450-2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 54 SEMINARY DR, MAHWAH, NJ 07430-2557 |
| Document Number | 0044821812 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 4482/1812 |
| Instrument | 2021177727 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 16, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 31, 2025 |
| Property Address | 695 TERHUNE RD, RIDGEWOOD, NJ 07450-2017 |
| Document Number | 0056901676 |
| Book / Page | 5690 / 1676 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025091126 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,739.78 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 GREAT HALL RD, MAHWAH, NJ 07430-2577 |
| Name | Verified Name |
|---|---|
| Address | 695 TERHUNE RD, RIDGEWOOD, NJ 07450-2017 |
| Document Number | 2025091127 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025091127 |
| Name | BFF LENDING SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 695 Terhune Rd was $17,435, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,400 (+0.51%) Land $341,500 Building $264,900 | $606,400 (+0.51%) Land $341,500 Building $264,900 | |
| 2025 | $17,435.00 (+0.73%) | $603,300 Land $341,500 Building $261,800 | $603,300 Land $341,500 Building $261,800 |
| 2024 | $17,308.00 | ||
| 2023 | $515,500 Land $341,500 Building $174,000 | $515,500 Land $341,500 Building $174,000 | |
| 2022 | $9,333.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 695 Terhune Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Terhune Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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