665 Terhune Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 665 Terhune Rd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,558 sqft · built 1951
Lot Size0.718 acres (31,276 sqft)
OwnerIndividual Name on Record
Last Sale$800,000 (Jan 2023)
Tax Bill$14,644 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-04707-0000-00028

Property Details

APN / Parcel Number

Primary APN51-04707-0000-00028
Alternative APN
  • 510470700028

Interior

Stories1 Story
Building Area1,558 sqft Living Area
1st Floor Area1,558 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area31,276 sqft (0.718 acres)
Lot Dimensions281 ft deep x 101 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address665 TERHUNE RD
CityRIDGEWOOD
StateNJ
Zip07450-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.718 AC
Legal SubdivisionBROOKFIELDS
Legal Block4707
Legal Lot Number28
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group1
Census Block1004
Census Tract47100

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address665 TERHUNE RD, RIDGEWOOD, NJ 07450-2017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jan 13, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Deed Document Number20234049
Deed Book / Page4905 / 1340
Prior Transfer DateNov 1, 2013
Prior Transfer Doc0015740040
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address665 TERHUNE RD, RIDGEWOOD, NJ 07450-2017
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 TERHUNE RD, RIDGEWOOD, NJ 07450-2017

Mortgage

Document Number0050551365
DateAug 9, 2023
Book Page5055/1365
Instrument2023052055
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJan 13, 2023
Property Address665 TERHUNE RD, RIDGEWOOD, NJ 07450-2017
Document Number0049051340
Book / Page4905 / 1340
Instrument DateOct 21, 2022
Instrument2023004049
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyNORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4770 ASTON GARDENS WAY # WAY3-302, WAY3-302, NAPLES, FL 34109-3588

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 TERHUNE RD, RIDGEWOOD, NJ 07450-2017

Mortgage

Document Number2023004050
DateJan 13, 2023
Instrument2023004050
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,700 (-) Land $318,300 Building $188,400$506,700 (-) Land $318,300 Building $188,400
2025$14,644.00 (+0.74%)$506,700 (-) Land $318,300 Building $188,400$506,700 (-) Land $318,300 Building $188,400
2024$14,537.00 (+4.98%)
2023$506,700 Land $318,300 Building $188,400$506,700 Land $318,300 Building $188,400
2022$13,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims80 (1980–2024)
Claims Outside the SFHA2 of 80
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 14 claims
  • Hurricane Irene, Aug 2011 · 19 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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