695 Summit Dr, Fairmont, MN 56031 Property Records

Martin County property record for 695 Summit Dr, Fairmont, MN 56031

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,494 sqft · built 1974
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2009)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2021 Mortgage
APN	`23.211.0620`

Property Details

APN / Parcel Number

Primary APN	`23.211.0620`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	1,494 sqft
Finished Basement	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	169 ft deep x 100 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	695 SUMMIT DR
City	FAIRMONT
State	MN
Zip	56031-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREACRES SUBD. LOT-014 BLOCK-002 W168.5 (EX W8.5)
Legal Subdivision	SHOREACRES SUBD.
Legal Block	2
Legal Lot Number	14
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	2
Census Block	2014
Census Tract	790501

Owner

695 Summit Dr is owned and occupied by two individuals who acquired it in July 2023.

Source: Martin County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	695 SUMMIT DR, FAIRMONT, MN 56031-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit STATE BANK OF FAIRMONT
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2009 · Amount on File
Deed Sale	Jul 20, 2009 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	2009400222
Last Transfer Date	Jul 11, 2023
Transfer Doc	0000458796
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	695 SUMMIT DR, FAIRMONT, MN 56031-2201
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R433168
Date	Jun 1, 2017
Instrument	2017R-433168

Lender

Name	STATE BANK OF FAIRMONT
Type	Bank
Address	FAIRMONT, MN 56031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	695 SUMMIT DR, FAIRMONT, MN 56031-2201
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R450414
Date	Jun 11, 2021
Instrument	2021R-450414

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 695 Summit Dr was $3,534 with a homeowner's exemption.

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Fairmont City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,900 (+0.55%) Land $33,800 Building $224,100	$257,900 (+0.55%) Land $33,800 Building $224,100
2025	$3,534.00 Homeowner's exemption	$256,500 Land $33,800 Building $222,700	$256,500 Land $33,800 Building $222,700
2023		$278,700 Land $31,400 Building $247,300	$278,700 Land $31,400 Building $247,300
2022	$3,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 695 Summit Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 695 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fairmont serves 10,328 people · EPA ID MN1460003
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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