Martin County property record for 685 Summit Dr, Fairmont, MN 56031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1968 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage |
| APN | 23.211.0640 |
| Primary APN | 23.211.0640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,432 sqft |
| Finished Basement | 1,432 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 685 SUMMIT DR |
|---|---|
| City | FAIRMONT |
| State | MN |
| Zip | 56031-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREACRES SUBD. W 208.5' OF LOT 15 BLK 2 (EX W 8.5') |
| Legal Subdivision | SHOREACRES SUBD. |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MARTIN MN |
| Township / Civil Division | FAIRMONT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 790501 |
685 Summit Dr is owned and occupied by two individuals.
Source: Martin County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 SUMMIT DR, FAIRMONT, MN 56031-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN MN |
| Property Address | 685 SUMMIT DR, FAIRMONT, MN 56031-2201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R460261 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023R-460261 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2038 |
The 2025 property tax bill for 685 Summit Dr was $2,610 with a homeowner's exemption.
Source: Martin County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Martin County |
| Municipality | Fairmont City |
| Unified School District | Fairmont Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (+0.81%) Land $42,000 Building $158,000 | $200,000 (+0.81%) Land $42,000 Building $158,000 | |
| 2025 | $2,610.00 Homeowner's exemption | $198,400 Land $42,000 Building $156,400 | $198,400 Land $42,000 Building $156,400 |
| 2023 | $202,700 Land $38,400 Building $164,300 | $202,700 Land $38,400 Building $164,300 | |
| 2022 | $2,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 685 Summit Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 685 Summit Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Fairmont serves 10,328 people · EPA ID MN1460003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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