Polk County property record for 599 River Dr, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,019 sqft · built 2023 |
| Lot Size | 5.5 acres (240,014 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $230,000 (Jan 2018) |
| Tax Bill | $10,276 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2021 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08421-DB-00121 |
| Primary APN | 08421-DB-00121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,019 sqft Living Area |
| Gross Area | 7,597 sqft |
| 1st Floor Area | 3,019 sqft |
| Basement Area | 2,114 sqft |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 240,014 sqft |
| View / Lot | Flood Plain |
| Garage Area | 350 sqft |
| Parking Spaces | 14 Parking Spaces |
| Deck Area | 140 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 576265 |
|---|---|
| Street Address | 599 RIVER DR |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PARTITION PLAT 2015-0001 LOT 3 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | PARTITION PLAT 2015-0001 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20305 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | PO BOX 284, INDEPENDENCE, OR 97351-0284 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit MAPS CU |
| Apr 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 12, 2019 | Deed of Trust, Mortgage JG WENTWORTH HM LNDG |
| Jun 3, 2019 | Loan Modification, Mortgage WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on Record |
| Deed Sale | Jan 26, 2018 · Amount on Record |
| Deed Document Number | 20181005 |
| Last Transfer Date | Apr 21, 2021 |
| Transfer Doc | 0000006879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 599 RIVER DR, INDEPENDENCE, OR 97351-2208 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009290 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2023-009290 |
| Name | MAPS CU |
|---|---|
| Type | Credit Union |
| Address | SALEM, OR 97309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 21, 2021 |
| Property Address | 599 RIVER DR, INDEPENDENCE, OR 97351-2208 |
| Document Number | 0000006879 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 6879 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 284 INDEPENDENCE OR 973510284, INDEPENDENCE, OR 97351-0284 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 599 RIVER DR, INDEPENDENCE, OR 97351-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014006 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-014006 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 599 RIVER DR, INDEPENDENCE, OR 97351-2208 |
| Document Number | 0000007657 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 599 RIVER DR INDEPENDENCE OR 973512208, INDEPENDENCE, OR 97351-2208 |
| Document Number | 0000007657 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 7657 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 599 RIVER DR, INDEPENDENCE, OR 97351-2208 |
| Document Number | 0000006066 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 599 RIVER RD INDEPENDENCE OR 97351, INDEPENDENCE, OR 97351 |
| Document Number | 0000006066 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 6066 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $612,750 (+19.53%) Land $192,150 Building $420,600 | $1,030,360 (+15.69%) Land $355,010 Building $675,350 | |
| 2025 | $10,276.00 (+15.34%) | $512,650 (+3%) Land $186,560 Building $326,090 | $890,630 (-8%) Land $355,010 Building $535,620 |
| 2024 | $8,909.00 (-0.34%) | $497,720 (+5.25%) Land $181,130 Building $316,590 | $968,110 (+5.77%) Land $389,990 Building $578,120 |
| 2023 | $8,939.00 (+8.93%) | $472,890 (+3%) Land $175,840 Building $297,050 | $915,260 (+7.01%) Land $372,500 Building $542,760 |
| 2022 | $8,206.00 | $459,120 Land $170,710 Building $288,410 | $855,330 Land $292,510 Building $562,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 50 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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