Island County property record for 695 Maplewood Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,136 sqft · built 1976 |
| Lot Size | 0.292 acres (12,722 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S6515-02-06001-0 |
| Primary APN | S6515-02-06001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 1,136 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Concrete |
| Lot Area | 12,722 sqft (0.292 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 695 MAPLEWOOD LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | DUG BAY HTS 2 LOT 1 BLK 6 |
| Legal Subdivision | DUG BAY HTS |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970300 |
695 Maplewood Loop is owned and occupied by an individual who acquired it in January 2026.
Source: Island County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING COMMISSIONER |
| Jan 16, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 0004595791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 15, 2026 |
| Property Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004601841 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264601841 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Investor | Possibly a Property Investor |
| Document Number | 0004601841, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20264601841 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 986 Months |
| Due | Aug 1, 2108 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 15, 2026 |
| Property Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004601842 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264601842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Investor | Possibly a Property Investor |
| Document Number | 0004601842, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20264601842 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 986 Months |
| Due | Aug 1, 2108 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jan 16, 2026 |
| Property Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004595791 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 4595791 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Name | Verified Name |
|---|---|
| Address | 695 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
The 2026 property tax bill for 695 Maplewood Loop was $3,214, up 557.3% from the year before.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 (+557.26%) | ||
| 2025 | $489.00 | $431,525 Land $250,000 Building $181,525 | $431,525 Land $250,000 Building $181,525 |
| 2023 | $376.00 Senior Citizen's exemption | $410,810 (+3.9%) Land $220,000 Building $190,810 | $410,810 (+3.9%) Land $220,000 Building $190,810 |
| 2022 | $395,388 Land $220,000 Building $175,388 | $395,388 Land $220,000 Building $175,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 695 Maplewood Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Maplewood Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUGUALLA COMMUNITY INC private · serves 459 people · EPA ID WA5320250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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