695 E Ward St, Versailles, OH 45380 Property Records

Darke County property record for 695 E Ward St, Versailles, OH 45380

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,462 sqft · built 1950
Lot Size	0.151 acres (6,573 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (May 1999)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T76-2-410-19-01-02-13400`

Property Details

APN / Parcel Number

Primary APN	`T76-2-410-19-01-02-13400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	2,156 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	6,573 sqft (0.151 acres)
Lot Dimensions	124 ft deep x 63 ft wide
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	94 sqft
Patio Area	120 sqft
Canopy	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	695 E WARD ST
City	VERSAILLES
State	OH
Zip	45380-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW ADDN WHOLE LOT 573 & 13 1/3' E SD LOT 574
Legal Subdivision	PARK VIEW ADDN
Legal Lot Number	13,573
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4037
Census Tract	530100

Owner

695 E Ward St is owned and occupied by two individuals who bought it in May 1999.

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	695 E WARD ST, VERSAILLES, OH 45380-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit SECOND NATIONAL BANK
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 1999 · Amount on File
Deed Sale	May 4, 1999 · Amount on File
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	695 E WARD ST, VERSAILLES, OH 45380-1439
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	535/2317
Date	Mar 17, 2020
Book Page	535/2317
Instrument	202000001568

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	695 E WARD ST, VERSAILLES, OH 45380-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	535/1458
Date	Mar 9, 2020
Book Page	535/1458
Instrument	202000001421

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 695 E Ward St was $2,436 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Municipality	Versailles Village
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 Homeowner's exemption	$58,420 Land $7,950 Building $50,470	$166,920 Land $22,710 Building $144,210
2023	$2,468.00 Homeowner's exemption	$58,420 Land $7,950 Building $50,470	$166,920 Land $22,710 Building $144,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 695 E Ward St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 695 E Ward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES VILLAGE PWS serves 2,687 people · EPA ID OH1901312
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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