671 E Ward St, Versailles, OH 45380 Property Records

Darke County property record for 671 E Ward St, Versailles, OH 45380

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1950
Lot Size	0.151 acres (6,573 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Mar 2023)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T76-2-410-19-01-02-13600`

Property Details

APN / Parcel Number

Primary APN	`T76-2-410-19-01-02-13600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	6,573 sqft (0.151 acres)
Lot Dimensions	124 ft deep x 53.4 ft wide
Garage Type	Mixed
Garage Area	1,032 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	671 E WARD ST
City	VERSAILLES
State	OH
Zip	45380-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW ADDN 131.3' W SD LOT 575 & WHOLE LOT 576
Legal Subdivision	PARK VIEW ADDN
Legal Lot Number	575-576
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4037
Census Tract	530100

Owner

671 E Ward St is owned and occupied by two individuals who bought it in March 2023.

Source: Darke County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	671 E WARD ST, VERSAILLES, OH 45380-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · ARM THE FARMERS STATE BANK
Aug 24, 2023	Deed of Trust, Mortgage · ARM THE FARMERS STATE BANK
Mar 6, 2023	Fiduciary Deed, Transfer · Commercial Mortgage THE FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Jul 8, 2015 · Amount on File
Deed Document Number	20231135
Deed Book / Page	560 / 4509
Prior Transfer Date	Jun 15, 2015
Prior Transfer Doc	0488/02440
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	671 E WARD ST, VERSAILLES, OH 45380-1439
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 E WARD ST, VERSAILLES, OH 45380-1439

Mortgage

Document Number	00563/3414
Date	Aug 24, 2023
Book Page	563/3414
Instrument	202300004358

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2053
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	12.7%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	671 E WARD ST, VERSAILLES, OH 45380-1439
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 E WARD ST, VERSAILLES, OH 45380-1439

Mortgage

Document Number	00563/3429
Date	Aug 24, 2023
Book Page	563/3429
Instrument	202300004359

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Aug 22, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 22, 2043
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	14.2%

March 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DARKE OH
Recording Date	Mar 6, 2023
Property Address	671 E WARD ST, VERSAILLES, OH 45380-1439
Document Number	00560/4509
Book / Page	560 / 4509
Instrument Date	Feb 28, 2023
Instrument	202300001135
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	671 E WARD ST, VERSAILLES, OH 45380-1439

Mortgage

Document Number	202300001136
Date	Mar 6, 2023
Instrument	202300001136

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	12.7%
Index	Other
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 671 E Ward St was $1,563 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Municipality	Versailles Village
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 Homeowner's exemption	$46,910 Land $7,950 Building $38,960	$134,030 Land $22,710 Building $111,320
2023	$1,566.00 Homeowner's exemption	$46,910 Land $7,950 Building $38,960	$134,030 Land $22,710 Building $111,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 671 E Ward St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 671 E Ward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES VILLAGE PWS serves 2,687 people · EPA ID OH1901312
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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