Osceola County property record for 695 E 5th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,416 sqft Heated Area |
| Lot Size | 33,977 sqft (0.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2020) |
| Tax Bill | $3,649.00 (2025) |
| Primary APN | 81125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,416 sqft Heated Area |
| Gross Area | 2,616 sqft Gross Area |
| 1st Floor | 1,416 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,977 sqft (0.78 acres) |
| Depth X Width | 210 ft x 162 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 480 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 800 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 720 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 81125 |
|---|---|
| Street Address | 695 E 5TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3022 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PGS 63-64 BEG AT NE COR LOT 258, W 20 FT TO POB; CONT W 162 FT, S 210 FT, E 162 FT, N 210 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 258 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 43600 |
Source: Osceola County records · APN 81125
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 E 5TH ST, SAINT CLOUD, FL 34769-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| May 16, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 04, 2017 | Grant Deed, Foreclosure RAS TITLE LLC |
| Feb 22, 2017 | Grant Deed, Foreclosure RAS TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2020 · Amount on Record |
| Deed Sale | Feb 05, 2020 · Amount on Record |
| Prior Sale | May 16, 2017 · Amount on Record |
| Deed Doc Number | 0056692876 |
| Deed Book / Page | 5669 / 2876 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 05, 2020 |
| Property Address | 695 E 5TH ST, SAINT CLOUD, FL 34769-3022 |
| Document Number | 0056692876 |
| Book / Page | 005669 / 002876 |
| Instrument Date | Feb 05, 2020 |
| Instrument | 18281 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 695 E 5TH ST ST CLOUD FL 347693022, ST CLOUD, FL 34769-3022 |
| Document Number | 56692878 |
|---|---|
| Date | Feb 05, 2020 |
| Book Page | 005669/002878 |
| Instrument | 18282 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 16, 2017 |
| Property Address | 695 E 5TH ST, SAINT CLOUD, FL 34769-3022 |
| Document Number | 0051490883 |
| Book / Page | 005149 / 000883 |
| Instrument Date | May 09, 2017 |
| Instrument | 72272 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 FLOUNDER AVE NEW SMYRNA BEACH FL 321694829, NEW SMYRNA BEACH, FL 32169-4829 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 04, 2017 |
| Property Address | 695 E 5TH ST, SAINT CLOUD, FL 34769-3022 |
| Document Number | 0051262659 |
| Book / Page | 005126 / 002659 |
| Instrument Date | Nov 16, 2016 |
| Instrument | 50830 |
| Transaction Type | Foreclosure |
| Record Updated | May 23, 2017 |
| Title Company | RAS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 22, 2017 |
| Property Address | 695 E 5TH ST, SAINT CLOUD, FL 34769-3022 |
| Document Number | 0051060111 |
| Book / Page | 005106 / 000111 |
| Instrument Date | Nov 16, 2016 |
| Instrument | 28676 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 06, 2017 |
| Title Company | RAS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (+6.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $251,756 (+5.99%) | $348,800 (+12.05%) Land $79,800 Building $269,000 |
| 2023 | $3,428.00 (+3.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $237,535 (+3%) | $311,300 (+15%) Land $72,500 Building $238,800 |
| 2022 | $3,306.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $230,617 | $270,700 Land $65,200 Building $205,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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