695 Cumberland Hill Rd, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 695 Cumberland Hill Rd, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,408 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2017)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12485550`

Property Details

APN / Parcel Number

Primary APN	`12485550`
Alternative APN	`WOON M:42O L:331 U:5`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	5,250 sqft
1st Floor Area	1,204 sqft
Attic	Attic
Attic Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12485550
Street Address	695 CUMBERLAND HILL RD
City	WOONSOCKET
State	RI
Zip	02895-5651
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Lot Number	331
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1003
Census Tract	18500

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	695 BIRCHWOOD DR # C2, C2, LINCOLN, RI 02838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Aug 29, 2017	Warranty Deed, Transfer · FHA Mortgage RHODE ISLAND HOUSE & MORTGAGE FINAN
Aug 29, 2017	Deed of Trust, Mortgage · FHA Mortgage RHODE ISLAND HSNG & MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2017190268
Deed Book / Page	2305 / 277
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	695 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5651
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002654-295
Date	Aug 23, 2021
Book Page	2654/295
Instrument	216455

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 29, 2017
Property Address	695 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5651
Document Number	002305-277
Book / Page	2305 / 277
Instrument	190268
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023050282
Date	Aug 29, 2017
Instrument	02305/0282

Lender

Name	RHODE ISLAND HOUSE & MORTGAGE FINAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	695 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5651
Document Number	2358-283
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 CUMBERLAND HILL RD WOONSOCKET RI 028955651, WOONSOCKET, RI 02895-5651

Mortgage

Document Number	2358-283
Date	May 15, 2018
Book Page	002358/000283
Instrument	194605

Lender

Name	RHODE ISLAND HSNG & MTG FIN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,012.00 (+15.19%)	$446,300 (+43.41%) Land $90,200 Building $356,100	$472,371
2023	$4,351.00	$311,200 (-) Land $91,800 Building $219,400
2022	$4,351.00	$311,200 Land $91,800 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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