686 Cumberland Hill Rd, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 686 Cumberland Hill Rd, Woonsocket, RI 02895

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,502 sqft · built 1915
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Jun 2021)
Tax Bill	$4,960 (2025)
Deeds & Mortgages	Feb 2022 Refinance Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`901019`

Property Details

APN / Parcel Number

Primary APN	`901019`
Alternative APN	`WOON M:42P L:257 U:1`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	5,242 sqft
1st Floor Area	1,196 sqft
Attic	Attic
Attic Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	901019
Street Address	686 CUMBERLAND HILL RD
City	WOONSOCKET
State	RI
Zip	02895-7130
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Lot Number	257
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2020
Census Tract	18500

Owner

Source: Woonsocket City records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 323, WOONSOCKET, RI 02895-0781
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance BANK RHODE ISLAND
Jun 7, 2021	Warranty Deed, Transfer
Aug 7, 2017	Warranty Deed, Transfer FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	2021214702
Deed Book / Page	2629 / 25
Last Transfer Date	Feb 16, 2022
Transfer Doc	002707-261
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 16, 2022
Property Address	686 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-7130
Document Number	002707-261
Book / Page	2707 / 261
Instrument Date	Feb 16, 2022
Instrument	220184
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 323, WOONSOCKET, RI 02895-0781

Mortgage

Document Number	002707-264
Date	Feb 16, 2022
Book Page	2707/264
Instrument	220184

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jun 7, 2021
Property Address	686 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-7130
Document Number	0002629-25
Book / Page	2629 / 25
Instrument Date	Jun 4, 2021
Instrument	214702
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-7130

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 7, 2017
Property Address	686 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-7130
Document Number	002301-182
Book / Page	2301 / 182
Instrument	189912
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023010184
Date	Aug 7, 2017
Instrument	02301/0184

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,960.00 (+16.19%)	$441,700 (+44.63%) Land $90,800 Building $350,900
2023	$4,269.00	$305,400 (-) Land $92,500 Building $212,900
2022	$4,269.00	$305,400 Land $92,500 Building $212,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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