695 Big A Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 695 Big A Rd, Toccoa, GA 30577

Property Summary

Property Type	Bank, Financial Building
Details	10,356 sqft · built 2024
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,579 (2025)
Deeds & Mortgages	May 2025 Transfer Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T36 003`

Property Details

APN / Parcel Number

Primary APN	`T36 003`
Alternative APN	`669950`

Interior

Building Area	10,356 sqft Total Area
2nd Floor Area	5,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Steel Frame
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Lot Dimensions	300 ft deep x 235 ft wide
Patio Area	187 sqft
Canopy	1,111 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	669950
Street Address	695 BIG A RD
City	TOCCOA
State	GA
Zip	30577-6023
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	B-II
Legal Description	LOTS 4-6 & 22-24 BLK C O K SELLERS S/D
Legal Subdivision	O K SELLERS
Legal Block	C
Legal Lot Number	4-6
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4050
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	695 BIG A RD, TOCCOA, GA 30577-6023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025
Deed Sale	May 9, 2025
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	20251407
Deed Book / Page	1406 / 144
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	May 9, 2025
Property Address	695 BIG A RD, TOCCOA, GA 30577-6023
Document Number	0014060144
Book / Page	1406 / 144
Instrument Date	May 9, 2025
Instrument	D2025-001407
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 BIG A RD, TOCCOA, GA 30577-6023

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 19, 2019
Property Address	695 BIG A RD, TOCCOA, GA 30577-6023
Document Number	0011970248
Book / Page	001197 / 000248
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 BIG A RD TOCCOA GA 305776023, TOCCOA, GA 30577-6023

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 19, 2019
Property Address	695 BIG A RD, TOCCOA, GA 30577-6023
Document Number	0011970250
Book / Page	001197 / 000250
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$230.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	695 BIG A RD TOCCOA GA 305776023, TOCCOA, GA 30577-6023

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,579.00 (+314.28%)	$331,878 (+319.97%) Land $78,712 Building $253,166	$829,694 (+319.97%) Land $196,780 Building $632,914
2023	$2,795.00 (-24.66%)	$79,024 (-24.68%) Land $78,712 Building $312	$197,560 (-24.68%) Land $196,780 Building $780
2022	$3,710.00	$104,916 Land $78,712 Building $26,204	$262,290 Land $196,780 Building $65,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

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