605 Big A Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 605 Big A Rd, Toccoa, GA 30577

Property Summary

Property Type	Fast Food Restaurant
Details	5,169 sqft · built 2022
Lot Size	1.51 acres (65,776 sqft)
Owner	Company Name on Record
Last Sale	$5,691,774 (Dec 2022)
Tax Bill	$15,334 (2025)
Deeds & Mortgages	Dec 2022 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T27 085`

Property Details

APN / Parcel Number

Primary APN	`T27 085`
Alternative APN	`669800`

Interior

Stories	1 Story
Building Area	5,169 sqft Total Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Urethane Foam
Lot Area	65,776 sqft (1.51 acres)
Lot Dimensions	100 ft deep x 215 ft wide
Patio Area	3,267 sqft
Canopy	1,116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	669800
Street Address	605 BIG A RD
City	TOCCOA
State	GA
Zip	30577-6023
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	B-II
Legal Description	LOTS 7-9 & 19-21 BLK C O K SELLERS S/D
Legal Subdivision	O K SELLERS
Legal Block	C
Legal Lot Number	7+ 8
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4050
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	605 BIG A RD, TOCCOA, GA 30577-6023
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer
May 11, 2022	Warranty Deed, Transfer · Commercial Mortgage HOMETOWN BANK
Mar 19, 2019	Grant Deed, Transfer · Conventional with PMI OPEN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	0001319143
Deed Book / Page	1319 / 143
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 30, 2022
Property Address	605 BIG A RD, TOCCOA, GA 30577-6023
Document Number	0013190143
Book / Page	1319 / 143
Instrument Date	Dec 30, 2022
Instrument	2022-001781
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 777790, HENDERSON, NV 89077-7790

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 11, 2022
Property Address	605 BIG A RD, TOCCOA, GA 30577-6023
Document Number	0012960431
Book / Page	1296 / 431
Instrument Date	May 11, 2022
Instrument	2022-000710
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 ORCHARD HILL PARK DR, LEOMINSTER, MA 01453-7019

Mortgage

Document Number	0012960000000436
Date	May 11, 2022
Book Page	0000001296/0000000436
Instrument	000768

Lender

Name	HOMETOWN BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2024

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 19, 2019
Property Address	605 BIG A RD, TOCCOA, GA 30577-6023
Document Number	0011730218
Book / Page	001173 / 000218
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 BIG A RD TOCCOA GA 305776023, TOCCOA, GA 30577-6023

Mortgage

Document Number	11730222
Date	Mar 19, 2019
Book Page	001173/000222

Lender

Name	OPEN BK
Type	Bank
Address	LOS ANGELES, CA 90017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 18, 2044

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,334.00 (-1.36%)	$439,497 (-) Land $90,422 Building $349,075	$1,098,743 (-) Land $226,056 Building $872,687
2023	$15,545.00 (+197%)	$439,497 (+196.96%) Land $90,422 Building $349,075	$1,098,743 (+196.96%) Land $226,056 Building $872,687
2022	$5,234.00	$148,000 Land $43,364 Building $104,636	$370,000 Land $108,410 Building $261,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

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