6949 Deer Ridge Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6949 Deer Ridge Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Oct 2021)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-313-139-00`

Property Details

APN / Parcel Number

Primary APN	`02-313-139-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	156 ft deep x 76.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6949 DEER RIDGE DR
City	TEMPERANCE
State	MI
Zip	48182-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK PLAT 4 LOT 139
Legal Subdivision	HICKORY CREEK
Legal Lot Number	139
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4007
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Aug 1, 2017	Warranty Deed, Transfer · Commercial Mortgage WATERFORD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	202127251
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	0000015731
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463

Mortgage

Document Number	0000017346
Date	Oct 21, 2025
Instrument	2025R17346

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 21, 2021
Property Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	2021R27251
Map Reference	LB 21 PG 100-107
Instrument Date	Sep 17, 2021
Instrument	2021R27251
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6949 DEER RIDGE DR, 6949, TEMPERANCE, MI 48182-1463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463

Mortgage

Document Number	2021R27252
Date	Oct 21, 2021
Instrument	2021R27252

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008200
Date	Apr 28, 2020
Instrument	2020R08200

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 21, 2018
Property Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	2018R09011
Map Reference	LB 21 PG 100
Instrument Date	May 17, 2018
Instrument	2018R09011
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6877 FOREST RUN DR, 6877, TEMPERANCE, MI 48182-1391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SOMERSET LN, TEMPERANCE, MI 48182-3018

Mortgage

Document Number	0000009012
Date	May 21, 2018
Instrument	2018R09012

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 1, 2017
Property Address	6949 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	2017R15731
Map Reference	LB 21 PG 100
Instrument Date	Jul 27, 2017
Instrument	2017R15731
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LOUISVILLE TITLE

Transaction

Amount	Amount Recorded
Tax	$266.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 STONEGATE DR, MAUMEE, OH 43537-8978

Mortgage

Document Number	0000015732
Date	Aug 1, 2017
Instrument	2017R15732

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,700 (+23.08%) Land $195,700	$391,400 (+23.08%) Land $391,400
2025	$4,742.00 (+11%) Homeowner's exemption
2023	$4,272.00 Homeowner's exemption	$159,000	$318,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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