6939 Deer Ridge Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6939 Deer Ridge Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Sep 2016)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-313-140-00`

Property Details

APN / Parcel Number

Primary APN	`02-313-140-00`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	141 ft deep x 71.4 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6939 DEER RIDGE DR
City	TEMPERANCE
State	MI
Zip	48182-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK PLAT 4 LOT 140
Legal Subdivision	HICKORY CREEK
Legal Lot Number	140
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4007
Census Tract	833500

Owner

6939 Deer Ridge Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6939 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE STATE BANK & TRUST CO
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	201618937
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6939 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6939 DEER RIDGE DR, TEMPERANCE, MI 48182-1463

Mortgage

Document Number	0000031528
Date	Dec 10, 2021
Instrument	2021R31528

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6939 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6939 DEER RIDGE DR, TEMPERANCE, MI 48182-1463

Mortgage

Document Number	2021R26804
Date	Oct 18, 2021
Instrument	2021R26804

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	TOLEDO, OH 43612

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6939 Deer Ridge Dr was $3,790 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,700 (+9.24%) Land $179,700	$359,400 (+9.24%) Land $359,400
2025	$3,790.00 Homeowner's exemption	$164,500 Land $164,500	$329,000 Land $329,000
2023	$3,364.00 Homeowner's exemption	$146,200	$292,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6939 Deer Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6939 Deer Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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