6948 Bertram Ave, Hammond, IN 46324 Property Records

Lake County property record for 6948 Bertram Ave, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,360 sqft · built 1955
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,100 (Dec 2022)
Tax Bill	$2,154 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0404-0012`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0404-0012`
Alternative APNs	`45-07-08-301-022.000-023` `263504040012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,180 sqft
Basement Area	1,148 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	125 ft deep x 54 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6948 BERTRAM AVE
City	HAMMOND
State	IN
Zip	46324-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES MC LAUGHLIN ADD. TO HAMD S 53.81 FT. LOT 12
Legal Subdivision	CHARLES MC LAUGHLIN ADD
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2001
Census Tract	21300

Owner

Source: Lake County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6948 BERTRAM AVE, HAMMOND, IN 46324-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Oct 20, 2008
Deed Document Number	2022548958
Prior Transfer Date	Dec 2, 2022
Prior Transfer Doc	0000048958
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 14, 2026
Property Address	6948 BERTRAM AVE, HAMMOND, IN 46324-2108
Document Number	0000514635
Instrument Date	Apr 9, 2026
Instrument	2026514635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6948 BERTRAM AVE, HAMMOND, IN 46324-2108

Mortgage

Document Number	0000514635,
Date	Apr 14, 2026
Instrument	2026514635

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 9, 2022
Property Address	6948 BERTRAM AVE, HAMMOND, IN 46324-2108
Document Number	0000048958
Map Reference	MB 30 PG 58
Instrument Date	Nov 8, 2022
Instrument	2022-548958
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6948 BERTRAM AVE, HAMMOND, IN 46324-2108

Mortgage

Document Number	0000048959
Date	Dec 9, 2022
Instrument	2022-548959

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,500 (+20.78%) Land $27,400 Building $162,100	$189,500 (+20.78%) Land $27,400 Building $162,100
2024	$2,154.00 (+16.94%)
2023		$156,900 (+9.72%) Land $29,200 Building $127,700	$156,900 (+9.72%) Land $29,200 Building $127,700
2022	$1,842.00 Homeowner's exemption	$143,000 Land $29,200 Building $113,800	$143,000 Land $29,200 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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