6940 Bertram Ave, Hammond, IN 46324 Property Records

Lake County property record for 6940 Bertram Ave, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1955
Lot Size	0.157 acres (6,875 sqft)
Owner	Owner Name on File
Tax Bill	$1,967 (2024)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0404-0014`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0404-0014`
Alternative APNs	`45-07-08-301-020.000-023` `263504040014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	1,116 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,875 sqft (0.157 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0404-0014
Old Parcel Number	263504040014
Street Address	6940 BERTRAM AVE
City	HAMMOND
State	IN
Zip	46324-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES MC LAUGHLIN ADD. TO HAM'D S. 35 FT. LOT 14 N. 20 FT. LOT 13
Legal Subdivision	CHARLES MCLAUGHLIN ADD
Legal Lot Number	14,13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2001
Census Tract	21300

Owner

Source: Lake County records · APN 007-26-35-0404-0014

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	6940 BERTRAM AVE, HAMMOND, IN 46324-2108
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2006
Deed Sale	Jul 03, 2006
Prior Sale	Jul 03, 2006
Deed Document Number	2006 057580
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	6940 BERTRAM AVE, HAMMOND, IN 46324-2108
Transaction Type	Mortgage
Record Updated	May 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6940 BERTRAM AVE, HAMMOND, IN 46324-2108

Mortgage

Document Number	0000018026
Date	Apr 28, 2022
Instrument	2022-518026

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,000 (+15.85%) Land $27,900 Building $162,100	$190,000 (+15.85%) Land $27,900 Building $162,100
2024	$1,967.00 (+6.84%)
2023		$164,000 (+5.06%) Land $29,800 Building $134,200	$164,000 (+5.06%) Land $29,800 Building $134,200
2022	$1,841.00 Homeowner's exemption	$156,100 Land $29,800 Building $126,300	$156,100 Land $29,800 Building $126,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 664 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.