6946 Joal St, Allendale, MI 49401 Property Records

Ottawa County property record for 6946 Joal St, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1977
Lot Size	0.531 acres (23,130 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2023)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-09-27-181-018`

Property Details

APN / Parcel Number

Primary APN	`70-09-27-181-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	23,130 sqft (0.531 acres)
Lot Width	165 ft Width
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6946 JOAL ST
City	ALLENDALE
State	MI
Zip	49401-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 19 & 20 HORNSTRA-ROSKAMP SUBD
Legal Range	14W
Legal Township	7N
Legal Section	27
Legal Subdivision	ROSKAMP SUBD
Legal Block	181
Legal Lot Number	19-20
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1013
Census Tract	24402

Owner

6946 Joal St is owned and occupied by an individual who bought it in July 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	6946 JOAL ST, ALLENDALE, MI 49401-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Feb 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Deed Document Number	202316750
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	0000006251
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 10, 2023
Property Address	6946 JOAL ST, ALLENDALE, MI 49401-9737
Document Number	20230016750
Map Reference	LB 12 PG 4
Instrument Date	Jul 6, 2023
Instrument	2023-0016750
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6946 JOAL ST, ALLENDALE, MI 49401-9737

Mortgage

Document Number	20230016751
Date	Jul 10, 2023
Instrument	2023-0016751

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 18, 2020
Property Address	6946 JOAL ST, ALLENDALE, MI 49401-9737
Document Number	20200006251
Map Reference	LB 12 PG 4
Instrument Date	Jan 16, 2020
Instrument	2020-0006251
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6946 JOAL ST, ALLENDALE, MI 49401-9737

Tax Assessment & Valuation

The 2025 property tax bill for 6946 Joal St was $4,983 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100	$346,200
2025	$4,983.00
2023		$135,000	$270,000
2022	$2,631.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6946 Joal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6946 Joal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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