6906 Joal St, Allendale, MI 49401 Property Records

Ottawa County property record for 6906 Joal St, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1985
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Jul 2017)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-09-27-181-007`

Property Details

APN / Parcel Number

Primary APN	`70-09-27-181-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	11,587 sqft (0.266 acres)
Lot Width	82.5 ft Width
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6906 JOAL ST
City	ALLENDALE
State	MI
Zip	49401-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 22 HORNSTRA-ROSKAMP SUBD
Legal Range	14W
Legal Township	7N
Legal Section	27
Legal Subdivision	ROSKAMP SUBD
Legal Block	181
Legal Lot Number	22
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1013
Census Tract	24402

Owner

6906 Joal St is owned and occupied by an individual who bought it in July 2017.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	6906 JOAL ST, ALLENDALE, MI 49401-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	201725390
Prior Transfer Date	Feb 11, 2009
Prior Transfer Doc	5797/985
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	6906 JOAL ST, ALLENDALE, MI 49401-9737
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210004178
Date	Jan 25, 2021
Instrument	2021-0004178

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 12, 2017
Property Address	6906 JOAL ST, ALLENDALE, MI 49401-9737
Document Number	20170025390
Map Reference	LB12 PG4
Instrument Date	Jun 30, 2017
Instrument	2017-0025390
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,454.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6906 JOAL ST, 6906, ALLENDALE, MI 49401-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6906 JOAL ST, ALLENDALE, MI 49401-9737

Mortgage

Document Number	20170025391
Date	Jul 12, 2017
Instrument	2017-0025391

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6906 Joal St was $3,307 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,900 (+16.89%)	$301,800 (+16.89%)
2025	$3,307.00 Homeowner's exemption	$129,100	$258,200
2023		$129,900	$259,800
2022	$2,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6906 Joal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6906 Joal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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