6945 Retirement Rd, La Plata, MD 20646 Property Records

Charles County property record for 6945 Retirement Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$5,066 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-008883`

Property Details

APN / Parcel Number

Primary APN	`10-008883`
Alternative APN	`008883`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Total Area
1st Floor Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	528 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	008883
Street Address	6945 RETIREMENT RD
City	LA PLATA
State	MD
Zip	20646-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LTS 5-6 SEC 2 RETIREMENT SUB
Legal Subdivision	RETIREMENT SUB
Legal Lot Number	5,6 6
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	1
Census Block	1005
Census Tract	850600

Owner

Source: Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 7, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA
Feb 19, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Feb 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2019
Deed Sale	Feb 19, 2019
Prior Sale	Feb 19, 2019
Deed Document Number	0105430006
Deed Book / Page	010543 / 000006
Last Transfer Date	Aug 7, 2019
Transfer Doc	0107370124
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614

Mortgage

Document Number	0116200427
Date	Feb 17, 2021
Book Page	11620/427

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123350416
Date	Jan 14, 2022
Book Page	12335/416

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 7, 2019
Property Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0107370124
Book / Page	010737 / 000124
Instrument Date	Jul 16, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 BANGOR ST SE WASHINGTON DC 200204915, WASHINGTON, DC 20020-4915

Mortgage

Document Number	107370132
Date	Aug 7, 2019
Book Page	010737/000132

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

February 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 19, 2019
Property Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0105430006
Book / Page	010543 / 000006
Instrument Date	Feb 11, 2019
Transaction Type	Foreclosure
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 19, 2019
Property Address	6945 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0105430001
Book / Page	010543 / 000001
Instrument Date	Nov 14, 2018
Transaction Type	Foreclosure
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$168.94
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6945 RETIREMENT RD LA PLATA MD 206464614, LA PLATA, MD 20646-4614
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,066.00	$355,367	$447,700 Land $98,000 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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