6905 Retirement Rd, La Plata, MD 20646 Property Records

Charles County property record for 6905 Retirement Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,960 sqft · built 1950
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual on Record
Last Sale	$323,560 (Nov 2021)
Tax Bill	$9,770 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-008565`

Property Details

APN / Parcel Number

Primary APN	`10-008565`
Alternative APN	`008565`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	420 sqft
Shed	1 Shed
Shed Area	720 sqft
Gazebo	312 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	008565
Street Address	6905 RETIREMENT RD
City	LA PLATA
State	MD
Zip	20646-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 1 SEC 2 - .95 AC RETIREMENT SUB
Legal Subdivision	RETIREMENT SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	1
Census Block	1005
Census Tract	850600

Owner

Source: Charles County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	6905 RETIREMENT RD, LA PLATA, MD 20646-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Sep 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Apr 21, 1992 · Amount on Record
Deed Book / Page	12228 / 303
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	0122280303
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 19, 2021
Property Address	6905 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0122280303
Book / Page	12228 / 303
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE PROFESSIONALS LIMITED, TITLE PROFESSIONALS LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,426.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6905 RETIREMENT RD, LA PLATA, MD 20646-4614

Mortgage

Document Number	0012228309
Date	Nov 19, 2021
Instrument	12228/309

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 1, 2020
Property Address	6905 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0112970358
Book / Page	011297 / 000358
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6905 RETIREMENT RD LA PLATA MD 206464614, LA PLATA, MD 20646-4614

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6905 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0097690423
Book / Page	009769 / 000423
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 RETIREMENT RD LA PLATA MD 206464614, LA PLATA, MD 20646-4614

Mortgage

Document Number	0097690423
Date	Mar 22, 2017
Book Page	009769/000423

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6905 RETIREMENT RD, LA PLATA, MD 20646-4614
Document Number	0097310151
Book / Page	009731 / 000151
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 RETIREMENT RD LA PLATA MD 206464614, LA PLATA, MD 20646-4614

Mortgage

Document Number	0097310151
Date	Feb 13, 2017
Book Page	009731/000151

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,770.00 (+166.14%)	$307,900 (+23.14%) Land $86,000 Building $221,900	$307,900 (-) Land $86,000 Building $221,900
2023	$3,671.00	$250,033	$307,900 Land $86,000 Building $221,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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