St. Louis County property record for 6945 Bear Island Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 800 sqft · built 1970 |
| Owner | Individual Name on Record |
| Last Sale | $94,015 (Oct 2023) |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-6000-02600 |
| Primary APN | 365-6000-02600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Gross Area |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Garage Area | 3,576 sqft |
| Deck Area | 96 sqft |
| Cabin | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1025139 |
|---|---|
| Street Address | 6945 BEAR ISLAND RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26, BLOCK 2 SERIAL # |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 02 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10602 |
Source: St. Louis County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6945 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Deed Document Number | 1477152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 30, 2023 |
| Property Address | 6945 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001477152 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 1477152 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $310.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6945 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001477154 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 1477154 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Oct 11, 2034 |
| Document Number | 0001477155 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 1477155 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 17, 2028 |
Source: St. Louis County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,900.00 (+44.46%) Homeowner's exemption | ||
| 2024 | $488,500 (+56.27%) Land $253,100 Building $235,400 | $488,500 (+56.27%) Land $253,100 Building $235,400 | |
| 2023 | $3,392.00 Homeowner's exemption | ||
| 2022 | $3,392.00 | $312,600 Land $116,300 Building $196,300 | $312,600 Land $116,300 Building $196,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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