St. Louis County property record for 6938 Bear Island Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,784 sqft · built 2007 |
| Owner | Individual Name on File |
| Last Sale | $134,263 (Dec 2023) |
| Tax Bill | $8,162 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-6000-02715 |
| Primary APN | 365-6000-02715 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Gross Area |
| Gross Area | 3,121 sqft |
| Basement Area | 1,192 sqft |
| Finished Basement | 1,192 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Garage Area | 5,150 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 216 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1158985 |
|---|---|
| Street Address | 6938 BEAR ISLAND RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, BLOCK 3 SERIAL # |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 02 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10602 |
6938 Bear Island Rd is owned and occupied by an individual who bought it in December 2023.
Source: St. Louis County records, as of October 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6938 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on File |
| Deed Sale | Dec 5, 2023 · Amount on File |
| Deed Document Number | 1479174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 5, 2023 |
| Property Address | 6938 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001479174 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 1479174 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $443.07 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6938 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001479176 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 1479176 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 166 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 6938 Bear Island Rd was $8,162 with a homeowner's exemption.
Source: St. Louis County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,162.00 Homeowner's exemption | ||
| 2024 | $772,900 Land $136,600 Building $636,300 | $772,900 Land $136,600 Building $636,300 | |
| 2023 | $7,238.00 Homeowner's exemption | ||
| 2022 | $7,238.00 | $641,100 Land $158,900 Building $482,200 | $641,100 Land $158,900 Building $482,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6938 Bear Island Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6938 Bear Island Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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