St. Louis County property record for 6938 Bear Island Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,784 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $134,263 (Dec 2023) |
| Tax Bill | $8,162 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-6000-02715 |
| Primary APN | 365-6000-02715 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Gross Area |
| Gross Area | 3,121 sqft |
| Basement Area | 1,192 sqft |
| Finished Basement | 1,192 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Garage Area | 5,150 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 216 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1158985 |
|---|---|
| Street Address | 6938 BEAR ISLAND RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, BLOCK 3 SERIAL # |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 02 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10602 |
Source: St. Louis County records, as of October 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6938 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on Record |
| Deed Sale | Dec 5, 2023 · Amount on Record |
| Deed Document Number | 1479174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 5, 2023 |
| Property Address | 6938 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001479174 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 1479174 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $443.07 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6938 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001479176 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 1479176 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 166 Months |
| Due | Oct 1, 2037 |
Source: St. Louis County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,162.00 (+12.77%) Homeowner's exemption | ||
| 2024 | $772,900 (+20.56%) Land $136,600 Building $636,300 | $772,900 (+20.56%) Land $136,600 Building $636,300 | |
| 2023 | $7,238.00 Homeowner's exemption | ||
| 2022 | $7,238.00 | $641,100 Land $158,900 Building $482,200 | $641,100 Land $158,900 Building $482,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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