6938 Bear Island Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6938 Bear Island Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,784 sqft · built 2007
OwnerIndividual Name on Record
Last Sale$134,263 (Dec 2023)
Tax Bill$8,162 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN365-6000-02715

Property Details

APN / Parcel Number

Primary APN365-6000-02715
Alternative APNs
  • 365-0019-00410
  • 1024952
  • 1158985

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,784 sqft Gross Area
Gross Area3,121 sqft
Basement Area1,192 sqft
Finished Basement1,192 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialMetal
Construction TypeFrame
Garage Area5,150 sqft

Exterior Amenities

PorchOpen Porch
Porch Area252 sqft
Deck Area216 sqft
Storage Building64 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1158985
Street Address6938 BEAR ISLAND RD
CityDULUTH
StateMN
Zip55803-9448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4, BLOCK 3 SERIAL #
Legal Range15
Legal Township52
Legal Section02
Legal SubdivisionMINNESOTA POWER LEASE SITES
Legal Block3
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group1
Census Block1010
Census Tract10602

Owner

Source: St. Louis County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6938 BEAR ISLAND RD, DULUTH, MN 55803-9448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2023 · Amount on Record
Deed SaleDec 5, 2023 · Amount on Record
Deed Document Number1479174
Record UpdatedJun 8, 2026

December 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionST LOUIS MN
Recording DateDec 5, 2023
Property Address6938 BEAR ISLAND RD, DULUTH, MN 55803-9448
Document Number0001479174
Instrument DateNov 27, 2023
Instrument1479174
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
Tax$443.07
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6938 BEAR ISLAND RD, DULUTH, MN 55803-9448

Mortgage

Document Number0001479176
DateDec 5, 2023
Instrument1479176
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term166 Months
DueOct 1, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of February 1, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,162.00 (+12.77%) Homeowner's exemption
2024$772,900 (+20.56%) Land $136,600 Building $636,300$772,900 (+20.56%) Land $136,600 Building $636,300
2023$7,238.00 Homeowner's exemption
2022$7,238.00$641,100 Land $158,900 Building $482,200$641,100 Land $158,900 Building $482,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bear Island Rd

Nearby Streets

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