Indian River County property record for 6945 65th St, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 4,045 sqft · built 2018 |
| Lot Size | 4.97 acres (216,493 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,595,000 (Apr 2023) |
| Tax Bill | $24,255 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2019 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-39-07-00001-0100-00002.0 |
| Primary APN | 32-39-07-00001-0100-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,045 sqft Living Area |
| Gross Area | 4,759 sqft |
| 1st Floor Area | 4,045 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 216,493 sqft (4.97 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,360 sqft |
| Pool Area | 457 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 1,148 sqft |
| Shed | 1 Shed |
| Shed Area | 3,400 sqft |
| Utility Building | 128 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6945 65TH ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INDIAN RIVER FARMS COMPANY S/D PBS 2-25 SEC 7 TWP 32 RNG 39 TR 10 BEING THE W 10 AC OF THE E 20 AC OF TR 10 LESS AND EXCEPT THE N 790 FT OF THE E 266.14 FT OF THE W 10 AC OF THE E 20 AC OF TR 10 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | INDIAN RIVER FARMS COMPANY S/D |
| Legal Tract | 10 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50811 |
Source: Indian River County records · APN 32-39-07-00001-0100-00002.0
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 05, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 17, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUIST BK |
| Aug 27, 2018 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Nov 17, 2017 | Deed of Trust, Mortgage 1826 US 1 LLC |
| Mar 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Dec 31, 2003 · Amount on Record |
| Deed Document Number | 202319630 |
| Deed Book / Page | 3615 / 843 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 0031940260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 21, 2023 |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Document Number | 0036150843 |
| Book / Page | 3615 / 843 |
| Map Reference | MB 2 PG 25 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 3120230019630 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1019 CROQUET LN, SEBASTIAN, FL 32958-5449 |
| Name | Verified Name |
|---|---|
| Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Document Number | 0003615845 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 3615/845 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | May 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0032350833 |
|---|---|
| Date | Sep 05, 2019 |
| Book Page | 3235/0833 |
| Instrument | 3120190051777 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032990368 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 3299/368 |
| Instrument | 3120200025720 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Document Number | 0033132082 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6945 65TH ST VERO BEACH FL 329674911, VERO BEACH, FL 32967-4911 |
| Document Number | 0033132082 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 003313/002082 |
| Instrument | 36328 |
| Name | TRUIST BK |
|---|---|
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Document Number | 0031460731 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | TREASURE COAST TITLE SETTLEMEN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6945 65TH ST VERO BEACH FL 32967, VERO BEACH, FL 32967 |
| Document Number | 0031460731 |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 003146/000731 |
| Instrument | 54620 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 04, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Document Number | 0030720127 |
| Book / Page | 003072 / 000127 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | TREASURE COAST ABSTRACT AND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6945 65TH ST VERO BEACH FL 32967, VERO BEACH, FL 32967 |
| Document Number | 0030720127 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 003072/000127 |
| Instrument | 67056 |
| Name | 1826 US 1 LLC |
|---|---|
| Address | 1826 US HIGHWAY 1, VERO BEACH, FL 32960-0924 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 21, 2022 |
| Rate | 10% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 6945 65TH ST, VERO BEACH, FL 32967-4911 |
| Document Number | 0030090020 |
| Book / Page | 003009 / 000020 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 14527 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6626 51ST AVE VERO BEACH FL 329675317, VERO BEACH, FL 32967-5317 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,255.00 (+175.97%) Homeowner's exemption | $1,700,415 (+165.14%) | $1,772,356 (+89.78%) Land $253,470 Building $1,518,886 |
| 2023 | $8,789.00 (+4.18%) | $641,317 (+3%) | $933,923 (+24.8%) Land $211,225 Building $722,698 |
| 2022 | $8,436.00 | $622,638 | $748,336 Land $147,858 Building $600,478 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), as of May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610508112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: Verizon.
Based on FCC filings for 8 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3314052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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