6905 65th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 6905 65th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,395 sqft · built 2017
Lot Size	4.84 acres (210,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jan 2016)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-39-07-00001-0100-00002.1`

Property Details

APN / Parcel Number

Primary APN	`32-39-07-00001-0100-00002.1`
Alternative APN	`42913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,395 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	210,830 sqft (4.84 acres)
Garage Area	575 sqft
Driveway	Driveway
Driveway Area	600 sqft
Porch	Open Porch
Patio Area	245 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	42913
Street Address	6905 65TH ST
City	VERO BEACH
State	FL
Zip	32967-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INDIAN RIVER FARMS CO SUB PBS 2-12 N 790 FT OF THE E 266.14 FT OF THE W 10 AC OF E 20 AC OF TR 10; LESS & EXCEPT THE N 30 FT
Legal Range	39
Legal Township	32
Legal Section	07
Legal Subdivision	INDIAN RIVER FARMS COMPANY S/D
Legal Tract	10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2000
Census Tract	50811

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6905 65TH ST, VERO BEACH, FL 32967-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jul 10, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Mar 27, 2018	Loan Modification, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2016 · Amount on Record
Deed Sale	Jan 4, 2016 · Amount on Record
Deed Document Number	3120160000075
Deed Book / Page	2902 / 1881
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	6905 65TH ST, VERO BEACH, FL 32967-4911
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032110954
Date	May 31, 2019
Book Page	3211/0954
Instrument	3120190032267

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	6905 65TH ST, VERO BEACH, FL 32967-4911
Document Number	0033212197
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6905 65TH ST VERO BEACH FL 329674911, VERO BEACH, FL 32967-4911

Mortgage

Document Number	0033212197
Date	Jul 24, 2020
Book Page	003321/002197
Instrument	42314

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	6905 65TH ST, VERO BEACH, FL 32967-4911
Document Number	0031110375
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6905 65TH ST VERO BEACH FL 329674911, VERO BEACH, FL 32967-4911

Mortgage

Document Number	0031110375
Date	Apr 26, 2018
Book Page	003111/000375
Instrument	25318

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate	4.3%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,377.00 (+13.41%)	$382,958 (+5.97%)	$797,309 (+15.7%) Land $52,037 Building $745,272
2023	$4,741.00 (+2.51%)	$361,384 (+2.99%)	$689,131 (+26.74%) Land $43,537 Building $645,594
2022	$4,625.00	$350,888	$543,750 Land $30,787 Building $512,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Verizon.

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