6900 Joy Ct, Theodore, AL 36582 Property Records

Mobile County property record for 6900 Joy Ct, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,601 sqft · built 1988
Owner	Individual Name on File
Tax Bill	$788 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023802043001006010`

Property Details

APN / Parcel Number

Primary APN	`R023802043001006010`
Alternative APNs	`38 02 04 3 001 006.010` `02120485` `2120485`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,601 sqft Living Area
1st Floor Area	1,006 sqft
Upper Floors Area	850 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	816 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2120485
Old Parcel Number	R023802043001006010
Street Address	6900 JOY CT
City	THEODORE
State	AL
Zip	36582-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 JOY COURT MBK 42 P 59 #SEC 04 T6S R2W #MP38 02 04 3 001
Legal Range	02W
Legal Township	06S
Legal Section	04
Legal Subdivision	JOY COURT
Legal Lot Number	10
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	3
Census Block	3002
Census Tract	7101

Owner

6900 Joy Ct is owned and occupied by an individual who acquired it in August 2002.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	6900 JOY CT, THEODORE, AL 36582-6261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2002
Deed Sale	Aug 13, 2002
Deed Document Number	2002062213
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6900 JOY CT, THEODORE, AL 36582-6261
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074646
Date	Dec 9, 2020
Instrument	2020074646

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6900 Joy Ct was $788 with a homeowner's exemption, up 6.5% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (+6.49%) Homeowner's exemption	$15,830 (+11.71%) Land $2,400 Building $13,430	$158,300 (+11.71%) Land $24,000 Building $134,300
2024	$740.00 (+3.79%) Homeowner's exemption	$14,170 (+4.11%) Land $2,200 Building $11,970	$141,700 (+4.11%) Land $22,000 Building $119,700
2023	$713.00 Homeowner's exemption	$13,610 Land $2,000 Building $11,610	$136,100 Land $20,000 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6900 Joy Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2005)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6900 Joy Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20