DuPage County property record for 694 S River Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,380 sqft · built 1981 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Oct 2008) |
| Tax Bill | $13,919 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-216-050 |
| Primary APN | 07-23-216-050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,380 sqft Living Area |
| Gross Area | 4,671 sqft |
| 1st Floor Area | 1,778 sqft |
| 2nd Floor Area | 1,439 sqft |
| Basement Area | 1,454 sqft |
| Finished Basement | 1,163 sqft |
| Unfinished Basement | 291 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 12.4 ft deep x 9 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 694 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | THE COUNTRYSIDE OF NAPERVILLE UNIT ONE ALL SLY 8 FT |
| Legal Subdivision | THE COUNTRYSIDE OF NAPERVILLE UNIT ONE |
| Legal Lot Number | 71 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 846521 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Feb 23, 2021 | Deed of Trust, Mortgage · Line of Credit BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2008 · Amount on Record |
| Deed Sale | Oct 15, 2008 · Amount on Record |
| Deed Document Number | 2008153286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 2, 2026 |
| Property Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Document Number | 0000021144 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202621144 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Document Number | 0000021144, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202621144 |
| Name | ASSOCIATED BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000174128 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | R2021-174128 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000085979 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | R2018-085979 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000126056 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | R2020-126056 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 694 S RIVER RD, NAPERVILLE, IL 60540-6307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028724 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | R2021-028724 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,919.00 (+3.94%) Homeowner's exemption | $259,519 (+9.67%) Land $55,131 Building $204,388 | $778,557 (+9.67%) Land $165,393 Building $613,164 |
| 2024 | $13,391.00 (+6.48%) | $236,636 (+24.53%) Land $50,270 Building $186,366 | $709,908 (+24.53%) Land $150,810 Building $559,098 |
| 2022 | $12,576.00 Homeowner's exemption | $190,020 Land $42,560 Building $147,460 | $570,060 Land $127,680 Building $442,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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