DuPage County property record for 433 S River Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,514 sqft · built 1970 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,000 (Jul 2020) |
| Tax Bill | $8,762 (2025) |
| Deeds & Mortgages | May 2022 Transfer Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-205-021 |
| Primary APN | 07-23-205-021 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| 2nd Floor Area | 338 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Quadruplex |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 14.3 ft deep x 7 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 433 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WILL-O-WAY PARK UNIT 2 |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 173 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 846519 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 S RIVER RD, NAPERVILLE, IL 60540-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 202079029 |
| Last Transfer Date | May 4, 2022 |
| Transfer Doc | 0000046381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 10, 2022 |
| Property Address | 433 S RIVER RD, NAPERVILLE, IL 60540-5036 |
| Document Number | 0000046381 |
| Map Reference | DOC R67-4418 |
| Instrument Date | May 4, 2022 |
| Instrument | R2022-046381 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 433 S RIVER RD, NAPERVILLE, IL 60540-5036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 433 S RIVER RD, NAPERVILLE, IL 60540-5036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067676 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | R2018-067676 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Jul 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 1, 2018 |
| Property Address | 433 S RIVER RD, NAPERVILLE, IL 60540-5036 |
| Document Number | 0000009914 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 9914 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 433 S RIVER RD NAPERVILLE IL 605405036, NAPERVILLE, IL 60540-5036 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,762.00 (+18.04%) | $158,289 (+30.94%) Land $49,235 Building $109,054 | $474,867 (+30.94%) Land $147,705 Building $327,162 |
| 2022 | $7,423.00 Homeowner's exemption | $120,890 Land $37,290 Building $83,600 | $362,670 Land $111,870 Building $250,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures