694 S Main St, Troutman, NC 28166 Property Records

Iredell County property record for 694 S Main St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,595 sqft · built 1964
Lot Size	1.14 acres (50,007 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Apr 2020)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4741-50-9367.000`

Property Details

APN / Parcel Number

Primary APN	`4741-50-9367.000`
Alternative APN	`80071605`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,595 sqft Heated Area
Gross Area	1,775 sqft
1st Floor Area	1,595 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	50,007 sqft (1.14 acres)
Lot Width	117 ft Width
Porch	Slab
Porch Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80071605
Street Address	694 S MAIN ST
City	TROUTMAN
State	NC
Zip	28166-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	US 21
Legal Subdivision	FALLSTOWN CENTRAL
Legal Block	50
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	3
Census Block	3032
Census Tract	61202

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	322 TENNESSEE CIR, MOORESVILLE, NC 28117-8466
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Transfer · SBA Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Jun 1, 1963
Deed Book / Page	2693 / 1886
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 28, 2020
Property Address	694 S MAIN ST, TROUTMAN, NC 28166-9559
Document Number	26931886
Book / Page	2693 / 1886
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 NEILL FARM RD, 184, TROUTMAN, NC 28166-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ELIZABETH ANN LN, TROUTMAN, NC 28166-7722

Mortgage

Document Number	26931890
Date	Apr 28, 2020
Instrument	2693/1890

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	694 S MAIN ST, TROUTMAN, NC 28166-9559
Document Number	2524263
Book / Page	002524 / 000263
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	694 S MAIN ST TROUTMAN NC 281669559, TROUTMAN, NC 28166-9559

Mortgage

Document Number	2524263
Date	Nov 15, 2017
Book Page	002524/000263

Lender

Name	BRANCH BK&TR
Type	Bank
Address	TROUTMAN, NC 28166-9627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00	$327,550 (-) Land $134,890 Building $192,660	$327,550 (-) Land $134,890 Building $192,660
2023	$3,663.00	$327,550 Land $134,890 Building $192,660	$327,550 Land $134,890 Building $192,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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