628 S Main St, Troutman, NC 28166 Property Records

Iredell County property record for 628 S Main St, Troutman, NC 28166

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	2 ba · 4,664 sqft · built 1975
Lot Size	1.1 acres (48,264 sqft)
Owner	Company Name on File
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4741-51-0268.000`

Property Details

APN / Parcel Number

Primary APN	`4741-51-0268.000`
Alternative APN	`77459589`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	4,664 sqft Total Area
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Unfinished Basement	2,160 sqft
Flooring	Tile
Interior Walls	Masonry

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Stone
Foundation Type	Footing
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	48,264 sqft (1.1 acres)
Lot Width	154 ft Width
Patio Area	864 sqft
Loading Dock	344 sqft
Storage Building	324 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77459589
Street Address	628 S MAIN ST
City	TROUTMAN
State	NC
Zip	28166-9559
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Local Zoning Code	OI
Legal Description	US 21
Legal Subdivision	TROUTMAN EXIT 42
Legal Block	51
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	3
Census Block	3027
Census Tract	61202

Owner

628 S Main St, a commercial property, is owned by a company that acquired it in January 2008.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	15526 MANGO ISLE ST, WINTER GARDEN, FL 34787-8428
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 11, 2008
Transfer Doc	19111848
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	628 S MAIN ST, TROUTMAN, NC 28166-9559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEVEST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25981855
Date	Jan 22, 2019
Book Page	2598/1855

Lender

Name	CRESTMARK BANK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 628 S Main St was $1,829.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,900 (-) Land $124,650 Building $180,250	$304,900 (-) Land $124,650 Building $180,250
2025	$1,829.00	$304,900 (-) Land $124,650 Building $180,250	$304,900 (-) Land $124,650 Building $180,250
2024	$1,829.00	$304,900 (-) Land $124,650 Building $180,250	$304,900 (-) Land $124,650 Building $180,250
2023	$1,829.00 (+8.16%)	$304,900 (+14.9%) Land $124,650 Building $180,250	$304,900 (+14.9%) Land $124,650 Building $180,250
2022	$1,691.00	$265,360 Land $124,650 Building $140,710	$265,360 Land $124,650 Building $140,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 S Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20