694 N 20th St, Banning, CA 92220 Property Records

Riverside County property record for 694 N 20th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,083 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$236,500 (Dec 2019)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`538-061-005`

Property Details

APN / Parcel Number

Primary APN	`538-061-005`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,083 sqft Living Area
Gross Area	1,751 sqft
1st Floor Area	1,083 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	694 N 20TH ST
City	BANNING
State	CA
Zip	92220-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 39 MB 037/075 PLAZA HEIGHTS 2
Legal Subdivision	PLAZA HEIGHTS 2
Legal Tract	2
Legal Lot Number	39
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1010
Census Tract	44102

Owner

694 N 20th St is owned and occupied by an individual who bought it in December 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	694 N 20TH ST, BANNING, CA 92220-4140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 27, 2019	Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Dec 16, 2014 · Amount on File
Deed Document Number	2019539456
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0000250460
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	694 N 20TH ST, BANNING, CA 92220-4140
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 N 20TH ST, BANNING, CA 92220-4140

Mortgage

Document Number	0000363004
Date	Nov 19, 2025
Instrument	2025-0363004

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	694 N 20TH ST, BANNING, CA 92220-4140
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 N 20TH ST, BANNING, CA 92220-4140

Mortgage

Document Number	0000538389
Date	Sep 9, 2021
Instrument	2021-0538389

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 27, 2019
Property Address	694 N 20TH ST, BANNING, CA 92220-4140
Document Number	0000539456
Map Reference	MB 37 PG 75&76
Instrument Date	Oct 2, 2019
Instrument	2019-0539456
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 N 20TH ST, BANNING, CA 92220-4140

Mortgage

Document Number	0000539457
Date	Dec 27, 2019
Instrument	2019-0539457

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 694 N 20th St was $3,617.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,814 (+2%) Land $22,308 Building $241,506
2025	$3,617.00	$258,642 Land $21,871 Building $236,771
2023	$3,541.00 (+2.1%)	$248,601 Land $21,023 Building $227,578
2022	$3,468.00
2021			$257,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 694 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 N 20th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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